"We used part of the second transfer to pay off some debts. There was some money that I had borrowed from some people because I wanted to purchase a power saw and start the business of selling timber. I managed to start the business but unfortunately, there was a fire break-out in the nearby center where my business premise was and everything got burned down including the power saw machine. The people who had lent me the money have been pursuing me to return the money but I didn't have any. So when we got the transfer from GiveDirectly, I saw the opportunity to settle the debts. I paid off KES 12000 to one and the other I paid him KES 18000. I am happy to have done so since I have had some peace of mind. We also used KES 15000 to construct another house. We did not incur a lot of costs when constructing the house because we used the old iron sheets that we had. The house that we use to live in was my previous wife's house and that is why we wanted to construct another. I am casually employed as a motorcycle taxi driver while my wife is a small-scale subsistence farmer. The money that I usually get paid is what we use in purchasing daily food and other household necessities. With the remaining amount of money, we used it in buying food and I gave KES 2000 to my wife so that she could use it in buying clothes for the children. We are so much grateful to GiveDirectly for their help."

"My new goals are to build a new house and put myself through school. I am 23 years old with a 3 year old daughter and currently in the 5th grade. I and my spouse live with my uncle in his home, something we have decided to change after receiving this transfer." (Occupation: Motorcycle or bicycle taxi)

"I appreciate Givedirectly for coming in to my life because life had been very difficult until Givedirectly came in my community.The transfer brought joy in my household.I can now afford for my famiy daily. Givedirectly is a great and fair NGO in Liberia. Every process went well" (Occupation: Motorcycle or bicycle taxi)

"I spent part of my second transfer on buying livestock more so a pair of oxen at KES 20000 and six goats at KES 21000. These will be reliable living assets that I can count on in case of any emergency. I opted for this livestock because the oxen will be of help, especially with my family activities. Also with the goats, once they increase in number, I will sell some and cater to any household need. To add to that, I cleared school fees of KES 3000 for my two children in primary school and cleared my college fees as well. I was pursuing a tailoring course and being ghee last semester I had no coin to fund that. With the remaining amount of money, I bought foodstuffs for my family." (Occupation: Motorcycle or bicycle taxi)

"Immediately after I achieved my first goal of buying a cow, I developed a plan of starting a business dealing with sales of milk. This business only required a starting capital of KES 5,000. It has picked on so well and from it, I always realize a profit of KES 500 per day. From the business profit, I have been able to raise an additional income for my household which has been in handy in terms of buying food for my family. In addition, I have found it so easy to pay for my three children's school fees with less struggle compared to moments before I was enrolled in GiveDirectly's program. Among the three children, the eldest is in college, the second one is in form four and the third one is in grade 1." (Occupation: Motorcycle or bicycle taxi)

"No, I do have any new goals because I was successfully able to fulfill all the goals that I had in my mind. The first one was to buy a motorcycle and to sleep in a better place. I am so happy that for now I no longer carry water using my back instead the motorbike has been of help."

"My spouse used to work as a casual laborer and he would be so tired at the end of the day. Also, the pay from this was not enticing and we would at times live on debts. As a way of being self-independent, we decided to buy a motorcycle worth KES 50000 using or second transfer and spent the remaining amount on food. Currently, he gets enough time to rest and the amount he usually earns is enough to cater to our daily needs. I am so happy with the recent transformation in our lives."

"When I received my transfer, I spent KES 25000 on the purchase of a heifer as a way of investing this money. I will be using money from the sale of surplus to pay school fees for my children. Also, I spent KES 5000 to pay school fees for my son in private school and used the remaining KES 22000 on foodstuffs, utensils, two three-seater seats, and clothes for the family." (Occupation: Motorcycle or bicycle taxi)

(Occupation: Motorcycle or bicycle taxi)

(Occupation: Motorcycle or bicycle taxi)