"Firstly, we plan to use part of the transfer to enrol our son for a driving course. Secondly, we intend to use another part of the transfer to buy a dairy cow, whose milk we intend to sell to earn some income. Lastly, we plan to use the remaining amount to build a bigger house, because this one is small."

"Our first plan is to use part of the transfer to build a house, because we don't have one now. Finally, we intend to use the remaining amount to buy a cow, that would provide us with milk."

"We have planned to set up a business,I will also buy some cows and plaster my house which is halfway done."

"Our first plan is to use part of the transfer to buy two cows that would be as an investment for our family, and three bulls that we intend to use in collaboration with other villagers, to plough our farms. Secondly, plan to use another part of the transfer to build a bigger house because this one is small. Lastly, we plan to use the remaining amount to buy furniture."

"We plan to build a new iron roofed house since the current one is thatched and leaks during rainy seasons, we also intend to start a tailoring business since husband is skilled and due to lack of capital he has not been able to start one,lastly we will use the remaining amount to buy one cow to raise."

"I spent my third cash transfer on buying a cow 19,000 KES, a sofa set 15,000 KES, a table 4,000 KES, mattress 3,000 KES, solar 3,000 KES, bed 3,000 KES and barrel for storing water 1,000 KES."

"My new goals are to buy a water for easy accessibility to clean water and a cow too."

"I spent my second transfer to buy 2 cows for 27000 KES and 7000 KES to pay dowry for my wife. I also spent 13000 KES to buy 20 pieces of roofing iron sheet and and the remaining 2500 KES i spent to buy food for my family."

"I spent my second transfer to buy 2 cows for 29000 KES, 5800 KES i paid hospital bill, 7500 KES i spent to buy 10 bags of cement, 6000 KES i spent to buy maize for family consumption and the remaining cash i spent to buy food for my family."

"When I will receive my second transfer, I will plaster the walls and floor of my 3 room house and buy a cow."