"My second transfer was mostly spent to buy a cow and hire a plot for rice farming. During lactation, I will sell milk from my cow and earn profit and also when my rice has matured, I will harvest, sell and earn more profit than I invested. I also bought fertilizer to increase my yield, and also paid laborers to work on my rice farm."

"I am planning to spend my upcoming transfer on paying school fees for my children, buying a cow and building a new house, my current house is small I need a bigger house"

"I spent my second transfer on paying school fees which has been stressing me up,bought enough food to susain the family for the long holiday,extendend the cow shed for hygiene porposes and comfort for the cows and people attending to them and used most of the transfer on a rice plantation."

"I am planning to spend my upcoming transfer on buying a cow, a solar lamp, chairs, paying school fees for my children and do farming this will bring me a lot of income"

"I spent a larger portion of my second cash transfer on increasing stock in my business, bought a cow so that I can benefit from its dairy products, 1 sac of maize for food security and other few household items that I lacked."

"I spent my second transfer to buy a bull for 25,000 KES that I will fasten to a hand drawn plough to help me in clearing my farm for the planting season. I also bought a cow for 20,000 KES to add to the one I already had that will give me milk to sell and consume, then I spent the rest of the transfer to buy food and clothes for my children since they had few clothes."

"I am planning to spend my upcoming transfer on paying school fees for my three children and I would also like to spend it on buying a cow"

"I am planning to spend my upcoming transfer on buying cows that i will take as bride price to my wife's home and use the remaining money on school fees for my brother who was left under my care and is set to join secondary school come next year."

"If i get the upcoming transfer i want to construct a kitchen and a cow shed as at the moment my cows spend outside which is not safe."

"I plan to use the transfer on building my own semi permanent house. Currently,l am staying in my cowife's house.Secondly,l will spend the remaining amount on buying household items like blankets,matress and a bed. "