"We would like to use the transfer on renovating our house by plastering the floor and walls with cement.Secondly,we will use the remaining amount on buying some cows that we can keep and sell later incase we have an emergency.Lastly, we use the transfer on paying school fees for our two children in form two and three."

"I have planned to rebuild my house which is very old,then I will buy two cows that will be assisting me when farming."

"I'm planning to spend my transfer on improving my current house by cementing both the floor and the walls,we also intend to buy one dairy cow and use the remaining amount to buy food and clothes for the children."

"The biggest difference in my daily life is that as a widow there was no one to repair my house and I would look for cowdung on people's compounds to smear on my house but now I do not have to do that because it is cemented and very beautiful than before, my children are now looking healthy and very clean with good clothes and this makes me very happy"

"Am planning to spend my upcoming transfer on constructing a bigger house that can accommodate me and my family comfortably. I would also like to buy a dairy cow for my daily upkeep."

"I am planning to spend the larger part of my second transfer on enrolling my child in a high school since he has just finished her primary education this year in the month of November. I am also planning to buy a dairy cow to get milk from it through this my family and I can drink milk on a daily basis hence balance diet. At the moment I can take almost two weeks before buying milk because of split priorities ahead of me. "

"I am planning to spend my upcoming transfer on building a new house and buying a cow and plough that I'll use in farming"

"I am planning to spend my upcoming transfer on buying a cow and spend the rest on Poultry farming"

"I plan to build a more spacious house, and buy a cow for keeping. "

"I spent most of my second transfer on starting a second hand mats business to help me get an income.I also bought a cow,a phone and 1 sack of maize."