"As I age, my energy is going down and I cannot do any more hard physical work like farming. My cows died, and this frustrate me everyday because I cannot do farming to provide food for my grandchildren."

"I spent my second transfer on buying a cow so that I can be taking some milk and sell it later in future"

"I will be able to make a few of my dreams come true. I hope to buy a cow, which will be able to provide me with milk for sale. In addition I won't have to stay in my small house anymore"

"I spent my first transfer on buying a cow because i want to do rearing,i have also paid school fees for children who will be going back to school in February this year."

"Receiving this money will enable me to own a cow which is something I have always yearned for,it will make farming easy for me since I will be cultivating my land early and planting early enough."

"I spent 15000 KES of my second transfer on buying sofa set chair, 10000 KES on buying a cow for rearing , 6000 KES on buying dry maize for family consumption, 4000 KES on paying labor for my house floor plastering, 12000 KES on buying cement and the remaining cash I spent on daily household expenses."

"I spent half of my second transfer on buying two cows that I am planning to take as a dowry payment to my wife's place.I spent the other half on my children school fees and food."

"I spent the larger part of my second transfer on buying a dairy cow and I am hopeful that after it has reproduced I will get milk and sell some of it to my neighbors to earn my daily income. I also paid school fees for my two children who are in high school hence when I see them every morning going to school ,I get encouraged of a brighter future for them."

"I spent my second transfer on purchasing a cow to help me get free daily milk for my family. I also plastered my house"

"Receiving this money makes me feel great because it will help me achieve my plans I had like building a larger house because the one I am in now is too small, to buy a cow and to pay school fees for my two children I got out of wedlock because I am in a polygamous marriage and at times it becomes very difficult to share what my husband gets in a day with my co-wife."