""It means am going to start my own business,my child in form one will be in school because I will pay for his fees through this and also add two goats and cow to my only goat in the shed.""

"I spent the larger part of my second transfer on buying a dairy cow and I am happy that I have my own livestock. I paid dowry for son hence I have reunited my son with his long gone wife. I have also enrolled my granchild to a high school since she had passed her end year primary education.I bought one bag of maize to feed on with my family and paid medical bills for my husband who is ailing due to old age."

"I spent the larger part of my second transfer on buying a dairy cow and a sheep hence I am soo happy since I have my own assets and from this assets I am guaranteed of my children education hence after they have reproduced I can sell some to pay school fees for my children.I also paid school fees for my child who is in high as well."

"I spent my second transfer on purchasing a solar lantern to avoid buying parrafin everytime and two sacks of maize for the family consumption. I also bought a welding machine that my husband uses in his business and spent most of the transfer on purchasing a dairy cow with an intention of getting milk that I will sell to earn a living ."

"I spent my second transfer on purchasing new seats in the house since the previous ones were very old, bought food for the family consumption and spent most of the transfer on purchasing two dairy cows with an intention of selling milk to get income out of it."

"I spent my second transfer on building a house since I had a small one.I also bought a cow."

"I spent my second transfer on purchasing food to sustain the family, bought a cow with an intention of selling the young ones in future to pay school fees for my children and used the larger percentage of the transfer on building a nice spacious house since the previous one was small."

"I spent my transfer in building a big kitchen which I have partitioned to make a bedroom for my children because I was previously cooking outside and my children had no proper room to sleep in. I also paid school fee for my children in high school. I then bought a cow which I am keeping for milk and then spent the rest on leasing a piece of land which I will be growing some rice on."

"I spent most of my second transfer to buy two cows which will reproduce and provide my family with milk which we can sell to earn profit. I also paid school fees for my children so as not to be sent home for fees."

"I spent my second transfer on purchasing a bag of maize to sustain the family, rented a parcel of land and paid workers to prepare the farm on time. I also bought more seats in the house and spent the larger percentage of the transfer on a dairy cow with an intention of getting milk for the family consumption and sell some to get money."