"Receiving this money means that I will plaster my house and stop the hurdle of looking for cow dung to smear my house for maintenance,I will expand my fingerlings (omena) business and dig a pit latrine. "

"Receiving this money means that I will plaster my house because the floor is very dusty and this will help me stop the hursle of looking for cow dung to smear the house for maintenance.Plastering means reducing the maintainance cost and I will also buy some livestock."

"I spent my first transfer on buying a cow so that when I get problems I can sell it to help my self. I also rented a piece of land to do agriculture. "

"I spent my house in building my own home and moving from my parents in law's home now I am independent. I also bought some cattle a cow and sheep which I will be keeping for milk and I will sell the sheep ones they start giving birth."

"I used my second transfer to buy a sofa set and bedding since I had no seats and no proper bedding in my house. I then took another bigger share and bought a cow which I used to pay my wife's dowry and gave 5000 KES to my wife for a fish vending business. The remaining balance was spent on foodstuffs for my family since we had a poor harvest last season."

"I spent my second transfer on expanding my house and now its a spacious one hence I find it comfortable when hosting my visitors.I gave some money to my brother for up keep as he was joining high school. I paid off dowry by giving two cows that is a dairy cow with an ox respectively. I also bought ox plough , sofa set seats and a table."

"I spent my second transfer on buying a dairy cow for rearing and milk production during lactation. I also bought steel door and windows to fix at my house as previously the windows and door were covered by polythene papers and this was hectic especially during unfavorable weather and the remaining cash I spent on buying food to feed my family. "

"I spent my second transfer on paying school fees for an orphan am taking care of and was joining secondary school.I also bought a cow and 2 goats."

"Receiving this money is going to bring a lot of changes in my life. I am planning to build myself a new house and a small hut for my grown son who is forced to go seek for a place to sleep as culture doesn't allow him to sleep in this same house with me. The rest of the money I'm going to channel it on my children's school fees and if some money remain I will buy some cows for milking."

"Receiving this money is a life changing experience. I am planning to boost my small business which I know will go along way ,expand my house, buy some few cows for ploughing and save the rest for my children's education."