"I used my second transfer to buy 2 cows so i can have animals at home and also get milk in future, i also bought a plot of land for cultivating more food for the family, i bought food to help us during the dry season and also paid school fees for my child"

"Well, 2 goats and food! I used my first transfer to buy 2 goats because I plan to get a cow out of them. I also bought food since I lacked food for my family therefore, I am happy now."

"I spent my transfer on buying a cross breed dairy cow which I currently milk and sell to my neighbors for a small profit. I then spent the rest in contracting someone to make building bricks for me which I will be using to build a new modern house."

"I spent my transfer on buying a cow which has already given me a calf and I am milking as well, I then built a cow shed for my cattle because I want them to be secure at night. I then built a kitchen since I was previously cooking in the open. I then spent the rest in buying food for my family."

"I spent my transfer on buying a cow which I am keeping for milk. I then bought a solar lighting system for my house and I no longer use a tin lamp which was very expensive to use and not convenient. I then bought iron sheets which I want to use in building a new house ones the last transfer is sent. I then bought new seat cushions for my seats because mine were torn and worn out."

"I spent the transfer on buying a cow which I am keeping for milk. I then bought seats because I did not have seats in my house to welcome my guests. I then leased a piece of land which I have farmed and planted with corn and millet for my own consumption. I then spent the rest of the transfer on buying food for my family."

"I spent my transfer on taking my wife's dowry payment to my in laws because I had never taken anything as bride price to them. I then bought a small cow that I will keep for milk. I then spent the rest on paying school fee for my sister who is high school."

"Not being able to engage in farming activities this seasom because of the prolonged drought, on top of that all my cows died due to starvation. My husband is the sole bread winner of thus family and he depends on fishing for a living. At times he comes home empty handed and agitated"

"I used my second transfer to buy a cow and a sheep at a total cost of 17000 KES. I then used 15000 KES to pay secondary school fees for my child thus relieving me from the stress associated with fees. Since I did not have proper bedding, I also used part of the money to buy bedding; then used the rest of the balance to buy dry maize and other foodstuffs to cushion my family from the current famine following the prolonged drought last season."

"I used 45000 KES from my second transfer to buy 3 cows to rear in my home, then used the balance to buy dry maize for my family since the harvest last season was poor."