"I spent my second transfer to buy a cow and two sheep these being the first livestock I am ever owning. I can now take my own animals for grazing in stead of other people's. The cow will give me milk to sell and consume. I also paid part of school fees for my cousin who was joining secondary school. She can now comfortably learn. The rest of the amount was spent on buying household furniture that lacked in my house."

"Receiving this money is a life changing experience to me. First and foremost , I will use to to build a bigger and better house for my family, buy some cows for milking, buy descent clothes for my family and the rest i will use to start up a small business to help in providing some of my household needs."

"On land, iron sheets and a cow! I used my second transfer to hire land for gaming since I did not have my own land for farming. I also bought iron sheets to expand my house to 2 bedrooms and I am happy."

"On 2 cows and iron sheets! I bought 2 cows with my first transfer because I want to do cattle keeping to generate more income for my family. I also spent on iron sheets for a 3bedroom house because the one I have one is grass-thatched."

"I spent my second transfer on renovating and plastering my house because it was a mud house with weak walls so I feared that it could collaspse at one point. I also bought a cow for rearing."

"I spent my second transfer investing in a chapti business so that i can get a daily income.i also bought a cow to rear so that it can reproduce and i earn more from it when it's valve raises."

"I spent my second transfer on buying a cow to rear and get milk when it gives birth in future so that I stop spending on milk. The rest of the money i am planning to start building a house because I am staying in a small house right now."

"I used my second transfer to rent land for commercial farming so i can yield money and also bought a cow so i can get milk out of it later."

"I spent the third transfer buying a cow for production of milk which I can sell and get income. Besides that, I also bout 4 sheep and plastered my house with cement."

"I spent the second transfer on buying chairs at 8000 KES, bought a cow at 20000 KES, mattress at 3000 KES and a solar lump at 3000 KES. I also gave my mother 3000 KES , bought 3 bags of cement at 2100 KES and used the rest of the money on buying personal items."