"I used my second transfer to a cow because it will grow and it generates more income when I sell milk. I also bought building materials (iron sheets and bricks) as I want to build another house since I have been sleeping in a small grass thatched house with a leaking roof"

"I spent part of my second transfer on paying school fees for my 2 children who are candidates, one in senior six and the other in senior four. I was nearly failing to pay for them. I have kept part of the money (800,000/=) as I plan to buy a cow when prices are down. Due to GD transfers, prices of things were hicked. "

"I spent my second transfer on buying a cow at 650,000/= to provide milk for our family. I also constructed another house of my own to be independent from my vo-wife with whom we were staying in the same house."

"I spent my second transfer to buy two cows that will at one point give me milk to sell. I then bought 4 sheep that I keep in my compound to replace the ones that had been stolen sometimes back. I then bought five bags of cement that I will use to repair the floor of my house and then two wooden doors to fix in the inner rooms of the house."

"I spent my second transfer on buying a cow and two goats for rearing so that in future they can reproduce and i earn more from them.also bought food for my family."

"I spent my transfer on buying a cow for milk and an ox for ploughing. I then invested the rest in a food canteen where I sell light snacks at our local shopping center which is doing very well."

"I spent my transfer on buying a few cattle that is four goats which I plan to rear for future sale and two cows for milk. I then invested the rest in by cattle running business which is doing very well. I then saved some to use in building my own home in the near future."

"I spent my third transfer on buying two bags of maize, a cow, two goats, I also payed school fees for my two children and am still saving the rest for future use"

"I spent my third transfer on purchasing a solar lantern to avoid buying parrafin everytime, bought two dairy cows to get milk and offsprings that I would sell to take care of emergencies and spent most of the transfers on fixing steel doors and windows in the new house built using the previous transfers."

"I spent the second transfer on buying buying two cows at 40000 KES and used the rest of the money on buying both bedding and shoes. "