"I spent the whole of the second transfer to buy 4 cow-bulls for farming and an ox plough this will give me easy work when it comes to farming."

"Receiving this money is a blessing to me because I can improve my lifestyle by buying some livestock like cows and even repairing my dilapidated house."

"Lack of funds to pay school fees for my children and also buy cows for ploughing."

"On land and a cow! I spent my second transfer on a plot of land because I did not have land yet I needed it and have place where I can have my own house and do farming for the betterment of my family."

"I spent my second transfer on paying 28,000 KES school fee for my child in high school, bought a cow at 15,000 KES, a sofa set at 7,000 KES then used the rest on little house errands."

"Receiving this transfer will bring a positive transformation in my life .l will be able to build a new house and buy at least a cow which in future may bring income to my family. "

"I used my second transfer to buy a cow and a goat so that i have animals to rear at home. I also bought iron sheets."

"When I received my second transfer, I spent on a cow worth 13000 KES and saved the rest of the money in my bank account. I will use the money to pay school fees for my children. I am now rest assured that my children will get education just like their peers in my community."

"When I received my second transfer, I spent it on a bull and a cow. These are what I lacked in my life before and I was really longing for them since farming has been one of my main dream and passion."

"I spent most of my second transfer on two oxen (30000 KES) that will make ploughing my farm easy and a dairy cow (10000 KES) that will supply milk for my household. I used the balance to buy a steel door and paid primary school fees for my daughter."