" spent my transfer on buying an ox for ploughing and a cow which I will be keeping for milk. I then investe some money in farming by buying fertilizer and seeds. I also paid school fee for my child and then bought a steel door and steel windows which I replaced with my wooden doors and windows. I then spent the rest on buying food and other provisions for my family."

"I spent my transfer on buying 2 cows which I will be keeping for milk. I then bought building materials that I am keeping ready for the construction of my new house. I also paid school fee for my children for the term and spent the rest on buying my family food."

"I spent my second transfer on purchasing two cows to help in provision of milk for breakfast and even for sale. I also purchased some household items such as sofa set, utensils and many more that I lacked in my house."

"I spent my second transfer as agreed with my husband earlier on, in paying bride price to my parents to fulfil a tradition (30,000 KES), and purchase of a cow to provide milk for my family in the future (15,000 KES)."

"I spent my second transfer on purchase of 3 cows to provide milk for the family in future (43,000 KES) . I also supplemented Secondary school fee for 2 of our children (7,000 KES)."

"I spent my first transfer on a young dairy cow as an investment for future emergencies. I bought 20 tins of corn to be able to provide food for my household and bought school books for my 2 children in primary school that they needed urgently. "

"Well,cows and goats! I spent my second transfer on buying cows and goats for rearing "

"Okay,solar panel, kitchen,phone, cow and paid school fees! I spent my second transfer on building a kitchen since the one kitchen had fallen down , i bought solar panel to avoid darkness, bought cow for rearing and paid school fees for my children as well as buying a new phone because the GD phone was stolen. thanks"

"Receiving this money has brought back hope in my life. I see my life changing for the better. I plan to repair my house and cement it, buy a water tank for storing water since water has been a problem these sides and buy some cows for milking and selling."

"Receiving this money means that I will finally be able to plaster the interior of my house,build a separate kitchen and construct a decent toilet facility in my homestead.With the pending balance ,I plan to buy a cow."