"I spent the larger part of my second transfer on buying a dairy cow 20,000 KES and five sheep 10,000 KES hence I have planned for my family's future since I will be able to solve any of the households emergencies through selling some of this livestock if need be in the near future. I paid school for my sibling who is school in high school 5000 KES and cultivation fees for my farm in preparation of planting cereals such as maize.I also bought food for my family."

"I spent my transfer on buying a cow which I will keep for milk. I then bought a steel door and steel windows which I installed on my house. I then bought new bedding and clothes for both me and my children since the ones we had were very old and worn out. I then spent the rest of the cash on buying food for my family."

"I spent my second transfer on buying a cow as an asset. I also sponsored my medication of a serious health problem in Kampala."

"I spent the larger part of my second transfer on building a decent three roomed house in my own homestead and now I am happy and peaceful at heart since I no longer stay at my late co -wife's house truly it was not a good experience as my husband was the most affected having flash back of his late wife .I bought a diary cow and one bag of maize for consumption of my household."

"I spent my second transfer on buying a dairy cow 17, 000 KES which I did not have. I bought two bags of maize for my household's consumption 8,000 KES. I also bought clothes for children 4,000 KES and added capital onto my fingerling vending business 21,000KES which I am now practicing on a larger scale."

"I spent part of the transfer on buying building materials: iron sheet, timber and nails, and built an iron roofed house. I also bought 2 cows for keeping."

"I spent my second transfer on purchasing a bag of maize for the family consumption and bought a dairy cow with an intention of selling the offsprings later on to pay school fees. I also bought school uniforms for my children and spent most of the transfer on purchasing a sofa set since I previously had seats that were in a very bad condition."

"I spent my second transfer on purchase of an in-calf cow (20,000 KES), replaced our wooden door and window with new ones made of steel (17,000 KES), bought textbooks , shoes and school uniform for our children (5,000 KES) and spent the rest on treatment for my husband who became ill and got hospitalized at the time."

"I spent my transfer on buying two cows which I will be keeping for milk. I then started a small retail shop business that is doing so well,. I then built a poultry house. I then spent the rest in furnishing my house."

"I spent on paying dowry to my inlaws; bought two cows and paid some amount of money in form of dowry to recognise my marriage. I also spent on seats, mattress, a bag on maize and clothes for my wife and children."