"Our first plan is to use part of the transfer to pay school fees for our daughter who is in secondary school in form three. Secondly, we intend to use another part of the transfer to expand our house, because this one is small. Lastly, we plan to use the remaining amount to buy a cow that we plan to name GiveDirectly."

"My first plan is to use part of the transfer to pay school fees for my daughter who is joining form three next year, and also pay school levies for my son who is in primary school. Secondly, I plan to use another part of the transfer to buy furniture. Lastly, I intend to use the remaining amount to buy a cow that would provide us with milk."

"Our first plan is to use part of the transfer to build a bigger semi-permanent house. Secondly, we intend to use another part of the transfer to buy two cows that would provide us with milk, and also be as an investment for our family. Lastly, we plan to use the remaining amount to start a small shop."

"The achievement I am proudest of is that I managed to buy a cow from my group savings. "

"We are planning to spend first transfer on buying household utensils and food, planning to spend second transfer on buying a cow an the remaining to building material for our house expansion and on final trasfer we are planning to start a second hand clothes business. "

"I spent my second transfer to buy a cow and a bull as the cow will produce more cattle and the bull I'll use to cultivate my farm."

"I'm planning to spend my upcoming cash transfer on building a big, well ventilated and descent house. The house I'm currently staying in is not in a good shape and it's also too small. I will also buy a cow that I can milk and benefit from its dairy products."

"We are planning to spend our upcoming transfer on buying bull cows for ploughing our farms and paying school fees for our children in secondary school."

"I plan to spend the next transfer on a cow for keeping, and complete paying fees for the technical college for my son. "

"I plan to use the transfer on paying dowry for my wife by buying three cows and giving them to my parents in laws according to our luo customs.Secondly,l intend to use the remaining amount on buying household items like chairs,bed and mattress.I will also use the transfer on buying food for my family."