"I spent my second transfer on buying 2 cows for rearing. I also bought bricks and iron sheets for constructing a house."

"I spent on paying school fees for my son and bought four cows for my husband to pay my dowry. I have been longing for the moment when my marriage will be legalised but we never had the money to do it."

"I spent my third transfer on settling school fee arrears for my children in both secondary and primary schools. Raising these children's school fee has been a great challenge on my side as I mostly rely on donations from well wishers. Besides that, I purchased a cow that would in future multiply and fill my herd. Through this I will be able to count myself wealthy since livestock is perceived to be a sign of wealth in my community."

"I spent my third transfer on purchasing school uniforms for my children, invested some amount in a rice plantation to get income and paid school fees for my children. I also bought two goats and spent most of the transfer on purchasing a dairy cow to get milk and even sell the offspring in future to pay school fees."

"I spent the larger part of my third transfer on buying a dairy cow and two sheep and now I am proud that I have my own livestock since in my society having livestock is a sigh of wealth and respect . I bought a household utensils ,school sweater for my children and school shoes as well.I also bought one bag of maize for my family's consumption."

"I spent the transfer on buying a cow 25000 KES, 10 pieces of iron sheets 7000 KES, school fees 15000 KES and used balance on daily meals."

"I spent my third transfer on buying a cow, extending my house and replacing my old roof with new iron sheets. Its so exciting to live in a spacious house which can accomodate my visitors too."

"If I would not have received the money, I would not have bought a cow which I can always sell whenever in need of money. I would not have sent my grandchild to school, thank you GD."

"I spent the whole of the third transfer to pay dowry to our in-laws so l bought cow and the remaining balance I gave them as a token."

"I am currently owning cows which I might sell in future when in need of more school fees for my children. This is a big difference that has brought peace in my life."