"I plan to spend the next transfer on a cow for keeping, and complete paying fees for the technical college for my son. "

"I plan to use the transfer on paying dowry for my wife by buying three cows and giving them to my parents in laws according to our luo customs.Secondly,l intend to use the remaining amount on buying household items like chairs,bed and mattress.I will also use the transfer on buying food for my family."

"Am planning to spend my upcoming transfer on taking back my wife to school since she left because of lack of school fee, I would also buy a dairy cow which will supply me with milk and sell extra for my daily income."

"I am planning to spend my transfer on plastering my floor with cement.I would also to use it to build an outside kitchen for my family because the current one is in a diplorable state. Lastly,l would like to use the transfer on buying cow for milk production for my family."

"I am planning to spend my second transfer on paying school for my first child for the whole of next year.I am also planning on spending part of the transfer on buying a dairy cow since I believe the dairy cow will reproduce and I can sell the calves when their are emergencies like medical bills."

"I am planning to spend my second transfer on starting a poultry farming business and buying a dairy cow to get milk from it . I am also planning to spend part of the money on paying school fees for my children for the whole of next year."

"We have planned to expand our small house and build a better one,we will also buy our own cow so that we can be milking it."

"I spent my second transfer to buy two cows the very first I ever owned. I also bought two bags of maize that the family will use for food and a blanket to use during the cold weather. "

"I spent my second transfer on buying a cow as a way of investing my money so that I don't end up spending it badly"

"I spent my second transfer on construction of my house as i have been sleeping poorly for the past years. I also bought a cow so that i can get milk out it when it grows"