"I spent my third transfer to buy a cow which will grow and generate more income for the family. I also renovated my house as the roof of my house was leaking , and I paid school fees for my children as they were demanded at school "

"I spent my second transfer on buying two cows valued at 15,000 KES which I took to my wife's place as part of the dowry payment, I used the little I had left to plaster my floors with cement to get rid of dust and make the floor look presentable."

"I spent my third transfer on buying a cow for rearing. I also paid school fees for my children and stocked food for my family since we had been suffering from famine previously."

"I used a larger portion of the transfer to buy a young cow. I also bought a new mattress because the one I had was for very old."

"I spent my second transfer to buy new iron sheets that I used to replace the old leaking ones on the roof. I then bought two cows as my first ever livestock to keep in my farm and the remaining amount was spent on buying food."

"I spent my first transfer on buying a cow for rearing and milk production during lactation. I also bought 10 pieces of roofing iron sheets and 4 bags of cement that I'll use to expand my house so that it can be big enough to accommodate my family members comfortably. I again paid school fee for my children so that they are not sent home due to fee arrears and the remaining cash I spent on buying 2 bags of corns and other food stuffs for consumption. "

"I spent my first transfer transfer to buy a cow at 7,000 KES. I also bought cushions for my seats and also bought food for my family."

"I spent my first transfer on purchasing iron sheets with an intention of building a decent house, bought food for the family consumption and clothes for my children and I. I also started up a business selling bananas and used most of the transfer on purchasing a goat so as to get more offsprings that I would later on sell to buy a cow."

"I spent my second transfer to buy two cows that was used as payment for my bride price and then spent some amount to buy seeds, fertilizers and on plowing to plant maize. The remaining amount was spent to buy ten iron sheets as part of the construction materials to construct a new house and also buy food."

"When I received my second transfer, I spent 17000 KES on a cow and used the rest of the money for plastering the floor of my main house. It was prudent having my own cow since I had been longing to milk. I was tired and sick or buying milk on daily basis and besides this cementing the floor of my main house was the only best solution for eradicating dust and keeping the house clean. I remember I could get it rough walking long distance to search for clay which as a result made me suffer backache."