"My life is different than it would have been if I never received the transfer in that I now have a very spacious house and a separate kitchen , unlike before when my house was very small and it's the same that we used as a kitchen. I also have a milk cow hence I no longer take black tea. I also stopped working for other people to get fee for my child and other up keeps."

"Receiving this money means a lot of good things in my life. I would like to built a good spacious house that can give me comfort at all times. I would also like to use the remaining part to by furniture and a cow for milk."

"I used 13,000 KES to buy chairs because I had some old chairs which were outdated. Paid my daughter in high school fee summing to 10,000 KES. I bought a cow which I believe will provide my family with free milk in the near future. I also spent the rest of the transfer on other household items."

"I spent most of my third transfer to buy a cow at 15,000 KES for rearing. I spent 17,000 to pay laborers who were building my house and fixing window panes, bought roofing trusses at 10,000 KES and also bought window panes at 4,000KES"

"I spent my third transfer on buying a cow for rearing and I will sell this at a later date when its value increases."

"I spent on school fees for my two sons; one in college and the other taking a course in driving. I also bought a bull cow, fertilizers and seeds for my farming activity."

"I spent my second transfer on paying school fee for my grandson who is physically challenged so that atleast he can have some education that might help him in future. The remaining cash I spent on buying a cow for rearing and food to feed my family."

"Receiving this money means a lot of stress relieve and meeting the basic needs of life. I would like to construct a new spacious house that can accommodate my family members. I also wish to buy two cows that I can pay as dowry since my marriage is still not formalized culturally."

"I spent on building a new house, bought steel doors, windows and a cow for rearing and selling in future for school fees. Building was my main priority because my one roomed house was too small for the entire growing family. "

"Well, a house and a cow! I am building a house because I have been staying in one roomed house with 7 children.I had to expand on it so that i can get privacy.i also bought a cow and a goat for rearing."