"I heard a buzz on my phone as I was taking a well deserved relaxing time at home. I did not expect such a pleasant surprise as an MPESA message. I was over excited and was not able to hold my joy. I visited an MPESA agent the following day to perform a withdrawal." (Occupation: Motorcycle or bicycle taxi)

"The biggest difference in my daily life since I started receiving money from GiveDirectly is that I am now more assured of getting regular water since I have a storage tank as a backup plan unlike before. I will not need the services of a motorcycle taxi to bring me water which will save me a lot of money, and even though so many of us in the village have tap water in our compounds, I still believe that I will be of so much and great help to those that do not have storage tanks in the event that there's a disruption in the water supply line, all thanks to GiveDirectly."

"In such a rainy season, I sometimes come back home without hitting the daily target motorbike returns. This forces me to spend a little that I get to buy food for my young family thus skipping some days in loan repayment. Another challenge is that, I am not guaranteed to get milk from my mother's household's yet my daughter is only eleven months old and needs to take milk in hourly basis." (Occupation: Motorcycle or bicycle taxi)

"The current challenge I am facing now is providing food for the family and also pay school fees. I work as a casual labourer and I earn very little per day. It's approximately KES 300. This is little for the family." (Occupation: Motorcycle or bicycle taxi)

"When the program started in our town, I decided to settle my children's school fees issue because that was my main goal at that time. My new goal is to buy a motorcycle so that it keeps helping in supporting my family even when this program is over, I should still have something better to generate income from."

"Give Directly is enabling me to accomplish my long awaited dream. I will soon be a brand new bike owner which will empower me to take good care of my family when commercializing it. There will be no need of me being stranded again or unable to shoulder my responsibilities as head of the home. I'm so much grateful for all that GD is doing. God bless them richly." (Occupation: Motorcycle or bicycle taxi)

"In my opinion, GiveDirectly has been doing an overwhelming job. It is because of GiveDirectly financial assistance that I am now self employed. Their farsightedness towards the needy is so much commendable. They have brought so much joyed and relieved to me. I will forever be grateful to GiveDirectly. Truly speaking, I have not seen anything wrong done by GiveDirectly. Thanks for the remarkable job done." (Occupation: Motorcycle or bicycle taxi)

"Before receiving my transfer from GiveDirectly, I always had the desired to built a house for my family. I am a mother of three boys ages ranging from 4years to 10years. Presently, we are living in my uncle's house, sharing the same bedroom with my boys had been a serious and embarrassing issue for me. For this reason, since I started receiving payment from GiveDirectly , I decided to built a house of our own in order to provide space and privacy for all of us. I have not developed any new goal until my planned is accomplished. However with my recent transfer, I used some and bought four gallons of gasoline for the sawing machine. The remaining money will be spend on paying the contractors." (Occupation: Motorcycle or bicycle taxi)

"My new goal is to start a motorcycle taxi business and to find a way to get money for paying school fees for my six children. I want to start the business because I know that I am going to make good money especially when I am the one operating it. I will be able to get enough money at the end of the day for buying food and I can save some for paying school fees for the children. I am a single father and by doing so, I will no longer have to engage in any casual job available to earn a living."

"We spent most of the recent transfer money on buying a piece of land. We bought a point of an acre at KES 40000. We bought the land because the one that we are living in is very small, it is also a point of an acre. We hence do not usually have somewhere to till. We plan to meanwhile use the piece of land bought for farming but in the future, we would like to settle there and rear some cows. We also bought a bag of maize for our consumption at KES 3000 and with the remaining amount of money, we used it in buying a few household items that were missing like the utensils. Buying the piece of land has always been our wish but we did not have the money to do so. My husband usually does the motorcycle taxi business while for me I at times engage in casual jobs when they are available. The money that he makes most of it usually goes to the purchase of food for our family of four and some of it he uses in paying for the merry-go-round contributions in the self-help groups that he has joined. We are thus grateful to GiveDirectly for enabling us to achieve our dream." (Occupation: Motorcycle or bicycle taxi)