"I spent my second transfer to pay my tithe at 500 KES to give thanks to almighty God for his blessings, bought a cow at 20,000 KES, bought household furniture. Spent some amount to pay both college and driving fees fr my child and the remaining amount I spent to bbuy one and a half sack of maize for my family's consumption and food for my family."

"I spent my second transfer on buying 1 cow 17000 KES, bought a bycicle 8500 KES, bought sleeping mat 6000 KES and used the balance on daily meals."

"I spent my second to buy 2 cows and start agribusiness on maize,bean and rice .I also bought food and pay school fees for my family."

"I spent my second transfer on buying 14 pieces of iron sheets 10000 KES, bought round poles 3000 KES, bought 1 cow 15000 KES, bought 11/2 bags of maize 6000 KES, bought school uniforms 4000 KES, bought 1 chair 7000 KES and used balance on daily meals."

"I spent my transfer on buying some livestock including a cow for milk and some three sheep which I will be rearing for later sales. I then bought some household furniture like a sofa set and a new bed then spent the remaining on buying new clothes and shoes for my children and some food for the family."

"When I received my second transfer, I spent 30000 KES on a cow and the rest on food. I prioritized a cow since this is my asset and future investment. I believe it will give birth to calves and with time, I will have more of them. I also like milk and therefore I hope to benefit from Milk too."

"When I received my second transfer, I constructed a semi-permanent house of 36 iron sheets worth 32000 KES and spent the rest on a cow. I decided to constructed the house since my former one was too tiny to accommodate us for instance we never had privacy between us (parents) and our children but we now have and again, a cow was important too since it has become one of my major asset."

"I used 45,000 KES to buy a crossbreed cow. I also also purchased family foodstuffs with the rest of the transfer. "

"I spent my second transfer on buying a cow at 12,000 KES, used 30,000 KES to erect a pit latrine, bought a sack of maize at 3,000 KES, then used the rest of the cash on other house errands."

"I spent my second transfer to buy building materials that I used to construct a new more spacious house. I also bought a cow that was used to pay for my dowry as required of me by traditions even though my husband had passed away. I am now able to comfortably shelter my family without the fear of being rained on. "