"I am a mother of four, a dairy, maize, and beans farmer. Before GiveDirectly, my key major challenges were getting a water storage container and a better house. Therefore, when I received the transfer I spent KES 25,000 on a 3000 liters water tank. This is due to a lack of clean drinking water from the nearby water sources and the river with clean drinking water is one and a half kilometers away. To get clean water, we would hire a motorcycle at KES 150 per day for 100 liters of water and this was costly due to other basic needs like food. Additionally, I spent KES 2700 on three pieces of Iron sheets for cuttings, 600 on a water pipe, and KES 1500 on water tank installation costs. Secondly, from the transfers, I spent KES 9,300 on my daughter's school fees because she had arrears. This is because I normally rely on cabbage farming for school fees but are unreliable at times due to the prevalence of drought. Thirdly, I bought ten plastic chairs at KES 6,500 because I used to borrow them whenever I had visitors. I also bought two large cooking pots at KES 7000 and a tea kettle at KES 1, 500. This will come in handy when I have a lot of visitors. I also spent KES 1600 on half a sack of maize. This will sustain my family for a longer period."

"My main challenge is I am not educated, I am 31 years of age now. I am limited when it comes to communication mainly in reading or writing. Whenever I find myself in conversation with my peers, I feel embarrassed especially when they are sharing their experiences from school. If I am eligible to receive the transfer from GiveDirectly, I will use the money to educate myself." (Occupation: Motorcycle or bicycle taxi)

"I used both my second and third transfers to purchase a new bike, which I'm now using for commercial purpose." (Occupation: Motorcycle or bicycle taxi)

"Receiving this money means financial stability to this household. My husband is a mechanic, he operates a motorcycle garage. Due to lack of money, the garage is not fully operational. It lacks some of the necessary materials and inputs needed to repair motorbikes. This leads to a low income ( 300 KES per day). We plan to use the first transfer to purchase all the necessary inputs, especially spare parts. When the needed materials are available, my husband will be repairing more motorcycles which will translate to a higher income of approximately 1,000 KES per day. This amount will be enough to sustain us together with our 4 years old son. For the second transfer, I will use 15,000 KES to enroll in a beauty and cosmetics course."

"I bought a used motorbike. I also used part of my transfer to buy my baby things. The balance was added to my petty business that am doing home." (Occupation: Motorcycle or bicycle taxi)

"I feel like I have failed my family in terms of housing. I was fortunate enough to build a house but later ran out of money before completing it. My focus now is to see it into completion before committing to doing something else. Another project that I would like to do after my house is done and fully furnished is to repair my motorcycle that helps me with my charcoal business. The engine is worn out and I need to repair it as soon as possible before it stops working. My last project is to finish building some business premises that I had started in a nearby market center but had to pause due to insufficient flow of cash from the business. All the above projects will cost 20,000 KES, 5,400 KES, and 9,500 KES respectively The remaining balance will help in paying school fees for my children and feeding my family for a few months as the business picks up. Receiving this money, therefore, means a sustainable living standard for my family."

"When the program started, my first goal was to improve my farm so that I can have a better harvest this year and this goal has been achieved with the help of GiveDirectly transfers. My new goal is to buy a motorcycle that will help me to distribute more of my farm produce to the market during market days; by that, I will be able to sell more goods and generate more profit."

"Before GiveDirectly came to help us, my first goal was to buy a motorcycle and run it as a business because I knew that it could generate more profit for me. With the help of GiveDirectly transfer, I was able to buy it and I'm running it presently as a business, now my new goal is to rebuild my house and make it more decent and comfortable for my family. I know that with the profit that I am earning from my business adding to my remaining transfer, I will surely make that dream come true."

"I spent KES 17,000 on purchasing a heifer. What made me purchase this is because I always buy milk daily and it's so costly for me. I will get enough milk in the future when it reproduces in the next few months. I will cut the cost of buying milk which is very expensive. I deposited KES 15,000 and bought a motorcycle on hirer purchase. This is subject to weekly installment of KES 2,5OO being paid for 18 months. I am so grateful because I get some income through this daily and I am able to meet my daily household basic need I have hope that I will own it fully when I fully paid the balance. I spent KES 20,000 on purchasing sofa set seats, tables, and three sacks of maize. The rest of the money I spent on clothes for my children and other household items."

"I depend on the motorcycle tax business as a source of income. The work is not reliable because you may spend the whole day without getting a passenger and yet the owner expects his daily wage. The cost of living has even made it worse due to high fuel prices which leads to increase of fares, something that does not go well with the customers. Due to this, is hard to accumulate thought money to construct a house. Therefore, lack of a regular and stable source of living is the main challenge that am currently facing." (Occupation: Motorcycle or bicycle taxi)