"When I received my second transfer, I used 1000 KES from it to buy a cow, used 10000 KES to buy 15 iron sheets which I intend to use in expanding my house. I then bought a cupboard worth 9000 KES, bought a sack of dry maize at 4400 KES and used the balance to pay school fees for my child in secondary school."

"I spend my second transfer on medication at 10000 KES, a cow at 15000 KES, 15 sheets of iron at 16000 KES, two sacks of maize at 7000 KES while the rest of the transfer were spent on food."

"I spent my second transfer on starting a mitumba business @16000 Kes, bought a cow @8500 Kes, paid school fees @15000 Kes and saved 10000 Kes for my son's college fees."

"I spent my second transfer on digging and building a pit latrin @13300 Kes, a steel door 8000 Kes, a cow 8000 Kes, two chicken 700 Kes, Solar 6900 Kes and still left with 10000 Kes, school fees 700 Kes and spent the rest on food."

"I spend my third transfer on land and a cow. I used the transfer to to hire land for growing maize because I did not have enough land to plant maize as food at home and for market. I also bought a cow for a plat of land in nearby future."

"I spent most of the second transfer to buy dairy cow for future use, where by it will save me on spending money to buy milk for my family. l also spent the transfer to dig and build a pit latrine to better my health . The remaining balance l spent to buy 2 sacks of maize for my consumption."

"I spent my third transfer on buying a cow for rearing as an investment. I also rented land for agriculture. "

"I spent my transfer on buying a cow which is almost giving birth and I am soon getting milk. I then bought two sheep which I will be rearing and the paid college fee for my son who recently joined college. I then leased a rice farm and I have already started cultivation on it. I then used the rest of the transfer on buying a sack of corn for my family's feeding."

"I spent most of the second transfer to buy dairy-cow, this will save me from spending money to buying milk from the neighbors in future. l spent the transfer to buy building materials as l am planning build a house in my own home. I also spent the transfer to start a business of selling small fish as my source of income. "

"I spent my second transfer to buy building materials that I used to repair my house that was initially made of mud. It is now plastered and neat. I also bought some cows that I am currently keeping. They are my source of wealth. "