"I spent my third transfer on buying a cow and goats for rearing as an investment."

"I spent my second transfer on buying a cow at 20,000 KES, seats at 8,000 KES, a lorry of sand at 8,000 KES, a sack of maize at 4,300 KES, family clothing at 6,000 KES, then used the rest on other home errands."

"I spent my second transfer on buying a cow as my family's investment, bought new iron sheets which I am yet to use to build a new spacious house as the current one is small in size and spent the remaining money on food."

"I spent my second transfer on buying a cow as an investment and added stock to my food selling kiosk. This has completely changed my life since I no longer do labour jobs for people to feed my family."

"My life is different than it would have been if i never received a transfer, since i have been able to grow rice and buy a cow. So , am expecting to get more money."

"I spent my second transfer on transferring my daughter from day school to boarding high school at 25,000 KES, bought a cow at 19,000 KES, then used the rest of the cash on clothing and other little house errands."

"I spent my second transfer to plaster my house that was initially made and smeared with cow dung. I also spent some part of the transfer to pay school fees for my grandchildren in school."

"I spent my second transfer to buy sand and cement that I used to plaster my house that was made of mud and cow dung. I had gotten tired of smearing all the time. I also bought food using part of the money. "

"I spent my second transfer to clear college fees arrears for my son who was taking a diploma course in mechanical engineering. I am happy he is able to get his clearance certification and will soon join the university for a degree. The remaining amount I spent on plastering my house.At least my wife can now rest from the norm of smearing the house with cow dung more frequently."

"I spent my third transfer on school fees, a cow and a goat. I used my transfer to pay school fees for my children because the term had started and I had not yet paid their school fees. I also bought a cow and a goat to meat future expenditure needs."