"I spent my second transfer on buying iron sheets at 20000 KES, school fees at 16000 KES, a cow at 8000 KES, I also spent 6000 KES on food and upkeep."

"I spent 40000 Kes of my second transfer on buying two cows and two sheep, spent the rest of the money on buying my children clothes and food."

"I spent my second transfer on buying a cow to supply my family with milk, built a new house since my previous one was small, paid fee for my children in primary school and bought a bag of maize to sustain my family."

"I spent most of the second transfer to repair my house since it was almost collapsing down. I spent the transfer to buy furniture since l did not have enough furniture in my house. I also spent the transfer to buy dairy cow for my future use, as l will have free milk that l do not need to spend money to buy. The remaining balance l spent to buy 1 sack of maize for my consumption and food for my family."

"I spent most of the second transfer to pay fee for my children who are in secondary school, since education is the best investment in future. I also spent the transfer to buy two dairy cows for my future use, where by l will not spend money to buy milk from my neighbors. I also spent the transfer to buy 1 sack of maize and the remaining balance l spent to improve my business."

"I spent most of my second transfer to pay school fees for my children who are in secondary school and the remaining amount I spent to buy livestock for rearing and also the cow will produce milk for my family and I can also sell to earn profit"

"I spent most of the second transfer to buy two cows, dairy cow which will help me in future in-terms of not buying milk form the neighbors and cow-bull for farming. The remaining balance l spent to buy solar for lighting my house, so l will no longer spend money to paraffin for lighting."

"I spent my transfer on buying a grade cow for milk production. I then bought some new kitchen utensils and new clothes for my children and my self. I then used the rest on buying food."

"I spent my second transfer to buy a cow that I am planning to start rearing. I also spent part of the transfer to pay school fees for my son who is secondary school. I am happy he is able to attend to his classes. I have also saved some of the that I use to buy food for my children daily. "

"I spent my third transfer on renting land for agriculture. I also bought a cow for rearing as an investment."