"My main goal for this year and the years to come is to start a business after relocating here. I aspire to become a businesswoman and open a mini wholesale shop. With the network I have built in the village, I know many people will come to buy from me. Additionally, those who run businesses in the surrounding villages will also come to stock up at my wholesale. This venture will not only provide for my family but also enable me to be fully self-dependent. I envision a future where my business thrives, allowing us to live the life we deserve and giving me the freedom to support my family. This opportunity fills me with excitement and determination to succeed."

"My goal for this year and beyond is to develop my plot in the nearby center. I plan to use the income from my farm and the next transfer from GiveDirectly to make this happen. By building on this plot, I’ll be able to rent out spaces for people to open businesses, which will significantly increase the income flow in my household. The idea of becoming a landlord fills me with hope and happiness, as it promises a more secure future for my family and brings me closer to financial independence."

"As I mentioned before, my current home is too small to comfortably accommodate my family, so I am still working toward my dream of building a new, larger, two-roomed house. With the ongoing support from GiveDirectly, my plan this year and beyond is to keep gradually purchasing building materials. I intend to use income from my side hustles, such as cooking and selling food, to bring this dream closer to reality. Also, with my children in school, I am committed to using part of my transfers to cover their school fees, ensuring they can continue their education without disruption. Additionally, I plan to save a portion of each transfer to eventually buy more goats, hoping they will multiply over time and become a valuable resource for us that we can rely on especially when this program ends. I am truly grateful for the support and opportunities GiveDirectly has provided for my family and me." (Occupation: Small business)

"My health condition remains a central part of my life, and I plan to keep managing it carefully. In the coming year and beyond, I intend to continue using a portion of my GiveDirectly transfers to support my health needs so I can lead a better life. Additionally, with my house having collapsed, I am now in the process of building a new one. I plan to keep allocating part of my transfers toward purchasing building materials to complete my two-roomed house. Once it is finished and my health is stable, I will finally have a home to return to, rather than depending on my brother, who has been helping me manage my condition. Thereafter, my next goal is to use part of the transfers to buy a goats, hoping they will multiply over time increasing in number and value. I am optimistic that this small investment will provide a reliable source of support for me, especially when this program eventually comes to an end. I am deeply grateful for these transfers, which have not only helped me manage my health but also allowed me to work towards having a home of my own." (Occupation: Small business)

"In the coming years, I want to expand my business with the money I receive from my transfer. By growing my business, I will have more income to support my family. Once I start earning, I plan to invest in farming as well, which will provide us with food and additional income. Farming will help us become more self-sufficient and secure. I believe this combination will improve our lives and ensure my children have a better future. Ultimately, I want to create a stable life for my family and give them opportunities I didn’t have."

"My husband works as a tour guide, it's our main source of income. Ever since after the COVID-19 pandemic the tourism sector was hit. Additionally, in recent years Lake Baringo has been expanding submerging most of the hotels which host tourists. This has made our household income low, we're not able to educate our children or provide good living conditions. I have a daughter who completed secondary education two years ago and has not been able to join college due to lack of funds. It worries me a lot seeing our daughter at home not being able to pursue her dream of being a nurse." (Occupation: Small business)

"I have no option other than to relocate because where I live is prone to flooding. My plan is to buy a piece of land away from the floods so that I can have a safe place to live and work. Once I have my new land, I will open a business there to support myself and my family. This change will allow me to continue with my life without the constant worry of losing everything to water. I believe that having a stable location will help me focus on building a better future. In the coming years, I want to create a secure environment for my children and ensure they have the opportunities they deserve." (Occupation: Small business)

"In the coming years, I plan to open a business shop right at home so that I can earn profit without needing to go elsewhere. This will allow me to focus on growing the business steadily while staying close to my family. Alongside the shop, I want to continue farming, as it will support us with food and extra income. I believe this combination will not only improve our lives but also help secure a brighter future for my children by supporting their education. With the shop and farm together, we’ll have more stability and fewer financial worries. My goal is to create a strong foundation that will sustain us for years to come."

"I am planning to open a kiosk using my final transfer, as I believe it will provide a crucial alternative income source for my family. This year has been a stark reminder of how unpredictable life can be; we lost our entire crop to floods, which severely impacted our finances. By starting this business, I aim to diversify our income, ensuring that we are not solely reliant on crop farming. I envision the kiosk not just as a source of income, but also as a way to serve my community by providing essential goods that they need daily. Ultimately, this venture will help create a more stable future for my family."

"Even though I have done a course in catering, I have been unable to secure a job and this has made our lives difficult. Since the year 2019 after college, I have been unemployed and I opted for construction work as a casual laborer. After working working for 2 years, I got injured on the site and again changed to fishing. Many people in our area have ventured into fishing making it less lucrative. The returns from it unpredictable depending on the number of fish you get in a day. One can get up to KES 200 a day but on average, it is approximately KES 400. The cash is inadequate to cater to a family of 4; one is a school going child." (Occupation: Small business)