"I am planning to spend my transfer on renovating my house by buying cement to repair it, I will pay school fees for my child who is in form four in a local secondary school and part of the transfer we will spend on buying a goat and a cow. The remaining amount we shall spend on purchasing maize that we will eat at home."

"I am planning to spend my transfer on building a house first, I will also buy a goat and some chickens and part of it I will use to buy household items like chairs."

"I am planning to spend my transfer on buying two cows that we will use in ploughing our farm, I will buy two goats that we can keep and sell whenever we have problems with cash and part of the transfer we will spend it in paying for medical bills as I am currently sick. I will also use part of it to renovate my house."

"I am planning to spend my transfer on building a toilet and a borehole as we don't have any in our compound, we plan to buy 10 goats that we will use to pay school fees for our children when they have grown, we will complete the construction of our house as it is incomplete and the remaining amount we will save in our bank account."

"I am planning to spend my transfer on buying four cows and two goats, I will renovate my house so that it can withstand floods when it rains and the remaining amount I will use to start a fish selling business."

"I plan to spend the transfer to plaster my house. I also plan to spend the transfer to pay school fees for my grandchildren. I also plan to use the transfer to buy goats."

"I am happiest in the afternoon when I'm looking after my goats because that is the time I take them to the nearby river to drink water."

"The achievement I am proudest of is that I have been able to do my small business of selling fish till I was able to buy a goat that I has also given birth to several goats that I keep."

"My proudest achievement is that I have managed to buy goats."

"My proudest achievement is that I saved some money that enabled me to buy goats. I use these goats in cases of emergency like paying medical bills."