"I have been sleeping on a mat on the floor so when I received my third transfer, I bought a bed and bedding. I am now able to sleep on a more comfortable place, I also bought a cow that will help me with production. At least I will no longer have to buy milk which was also rare as I only could only afford when I had the money. I am happy and grateful for the money I received."

"I spent part of my third transfer on plastering the floor of my house which I must mention had become a very big challenge repairing all the time it got damaged. Secondly, I paid school fee for my daughter who was by then pursuing a beauty therapy course in Nairobi. Lastly, I purchased a cow as an investment that I knew would one day help me meet my financial crises."

"I invested most of my third transfer on livestock farming. I bought a cow for milk purposes and an ox for ploughing my farms. The remaining amount of the transfer, I spent in meeting my family's basic needs such as foodstuffs, clothing and school fee."

"I spent part of my third transfer on buying two cows for milking. I have never had cows before and I saw this as an opportunity to have my own. I also bought sand that I used to smear my house. I am grateful for the money as I have moved a step forward."

"I used a portion of my third transfer to pay school fees for my child who is in high because I did not want her to be sent home for school fees, I bought cement and sand which I have used to renovate the house I was living in from mud to plastered because I did not want to be stressed up looking for cowdung to smear my house. The remaining amount, I spent to buy a cow which will soon provide my family with milk and to always remind me of GiveDirectly."

"I am sickling, and I am unable to do any job given that I am bed ridden, so when I received my third transfer, I bought two sheep and a cow. These are like my assets and I will use them in future maybe in monetary terms. The remaining I used pent on buying clothes for my children. Thank you GiveDirectly for the money."

"I spent a portion of my third transfer on enrolling my daughter for a teaching course in a college. Were it not for the transfers, I would not have managed this meaning my daughter would still be idling home as she did before. Secondly, I purchased a dairy cow with intentions of deriving milk from it for milk purposes. As we speak, i feed on my own milk at my own convenience. I also sell part of the milk produced and get money in return which has always met my family's daily needs."

"When I received my third transfer, I had plans of financing my spouse to pay my dowry but since I was expectant, such a thing could not happen. We therefore opted to invest the amount that was meant for the same in livestock. We purchased a total of 10 goats with intentions that we would sell them to purchase cows for dowry payment. In addition to that, we purchased 2 donkeys to help us collect water from the lake. I resided in a very dry area where water was a very big challenge. People walked several miles in search for water which created a very big advantage for those who owed donkeys since they could easily use them to collect water from the lake and supply the entire village. My donkeys were therefore purchased to not only supply me with water for my own consumption but instead be used commercially. I am happy that I am able to collect some amount of money from the water supply come the end of the day."

"I spent my third transfer on buying a calf cow and added no my herd of livestock that I had bought with the second transfer. I cemented my house into a semi-permanent one and now I no longer get exposed to dust as I used to while living in my previous mud house .I bought a solar lamp and a bag of maize for my family's consumption."

"I spent my third transfer on two cows, of which my husband used one to pay bride price to my parents, bought school uniform for our children and spent the balance on dry corn and assorted food for my family."