"I have a family of three members. My husband is aged and he can not work anymore and I have healthy issues that hinders me from working. Ingot accident last year 2022 and had a fracture on my left and. This has made me helpless and unable to work. I still feel a lot of pain on the hand. I rely on my son who works at Mombasa as a casual laborer. He gives me $10 per month which caters for food only and it is not even enough. I take one meal per day and sometimes go without food. I will use $700 to buy two cows and two goats as an investment. Our climate is favourable for livestock keeping. This will help me infuture incase I do not have food. I will also use $300 to buy food. I need to take three meals per day so as to improve my healthy and that of my husband."

"My main goal is to acquire the whole piece of land where I currently reside. So far I have managed to pay half the required amount, and with the remaining balance, I want to continue buying livestock (goats) and later trade them for cows, then after 5 years, I would sell the cows to help me settle the remaining balance of KES.100.000."

"Prior to leaving my previous residence in 2011, I was farming on a 5-acre plot of land with 240 goats and 30 cows, all of which were raided and stolen by livestock rustlers from the neighboring community. I moved to a new home, fearing for my life, and am now living on my uncle's land. Since security in the area has been increased, I hope to begin preparing the five-acre plot of land for the plantation once the rain begins. I would also like to build a structure where I can live during land preparation, crop management, and harvesting when the crops are ready."

"We are planning on first buying a piece of land in Bwakoko which is relatively flat and has no severe occurances of landslides. This will ensure us safety incase the rainy season comes and ensure that we can always have some extra food planted other the one we have iplaned in our small plot of land. We are planning on buying land of about $555. We are alsonplanning on buying another cow at $ 278 that I will raise and in future provide for me milk. Am planning on buying a female breed which can produce milk that I can sell and excess give to my family to take. I would feel happy if my children also took some milk tea."

"I plan to buy a cow so that my son also takes milk like other children, and sell the remaining milk to get things like soap. I also plan to buy a piece of land where I can safely stay with my family. Since prices change I am nit sure yet how much it will all cost."

"With the transfer, I plan to a cow of USD 540 that will help me and my people to milk and also raising money for basic needs. I will also pay school fees for my son to a vocational course inorder for him to brighten his future. The balance of USD810 will support me to start up of selling clothes and coffee which will enable us to meet most of the basic needs and also feeding ourselves."

"I plan to buy land at USD 1081 which we will use to cultivate crops inorder to get enough food at home. I also plan secure a cow for milk worth USD540 which will enable us have milk for consumption and also selling to money to buy scholastic materials for children. The balance of USD540 will help me to start up a produce business to be in position to raise school fees for my children so that they study regularly."

"We are planning on buying a plot of land in Buwakoko where we can pla t our crops like maize and beans. This will take us about $792 of our transfer money. This will help us ensure we have enough food that we can eat and store some in case of scarcity. We are also planning on constructing a bigger four roomed house with 28 iron sheets. This will take us about $416 to ensure the house is complete. We shall use $217 to purchase a cow that we can graze and, in the future's produce we multiply."

"We are planning on constructing a bigger house of 30 sheets, which will cost us about $555. This house is slanting to one side, and we are always worried that when the rains come, this house may fall on us. We are also planning on buying one cow that we can raise get milk in the future so that my children can take some milk and improve their nutrition. We are planning on purchasing one of $416 that is of great breed. My husband knows how to treat animals. So he will buy some drugs , store them and use them in future for treatment. This will give him some source of income in the future."

"Oh! Am so excited to be a beneficiary of this money. First and foremost, we are planning on constructing a bigger house where we can all comfortably stay in. We are planning on constructing a house of five rooms with about 35 red iron sheets. We shall use $250 for the ironsheets as each is at $8.3 and the other $250 for the Poles, labour and the other materials like adding some cement. This will ensure that our children grow up in a safer space with some privacy for both the boys and the girls since they are currently sharing a room. We are also planning on buying another cow to avail us with more milk. We shall use about $416 in the purchase of a good heifer. This will ensure that we have more milk that we can put on sale and earn more money that can help sustain the family. Furthermore, we are planning on purchasing a small plot of land in Bukewa which is a bit flat and very fertile. This will cost us about $1,111 and we shall mostly carry out agriculture from this plot of land. This area requires less fertilisers and gives more output."