"I plan to buy a milk cow and 2 goats forvkeeping. I plan to keep money for school fees for my child who is joining form 1 next year; he is sitting for his final primary school exam at the end of the year. I also plan to increase capital for my cereal business to increase my profit."

"I bought a goat at 2,000 KES. I also invested the rest in cereal business."

"I spent my first lumpsum transfer on building a kitchen.I also bought 4 goats,6 chicken and paid school fees for my daughter."

"I spent my first lumpsum transfer on repairing my house.I also bought 4 goats."

"I built a kitchen, cemented my main house and bought 3 goats. I paid 6,000 KES school fees."

"I bought two bulls at 40,000 KES and goats at 3,000 KES. I paid 5,000 KES school fees. I spent the rest on food."

"I spent on building an iron roofed house. I paid 4,000 KES school fees. I also bought 2 goats at 7,000 KES and maize at 1,600 KES."

"I spent my first lumpsum transfer on paying school fees.I also bought chairs and building materials(iron sheets,timber,nails).I also bought 2 goats and 2 sheep."

"I spent my first lumpsum transfer on paying school fees for my children.I also bought a cow and a goat."

"I spent on building an iron roofed house at 30,000 KES. I also bought a goat at 2,500, bedding, clothes and food."