"I spent my third transfer on house household items such as food utensil and bedding, I also bought 2 cows and 2 goats with the remaining transfer."

"I spent my third transfer on buying a cupboard 10,000 KES . I started a cattle rearing business by buying two dairy -cows with the intention of getting milk and selling the milk to the dairies hence getting monthly income to support my family's needs .I also paid schools fees for my two children who are in high school and bought household expenditures too."

"i used my last transfer to buy cement and sand to help me plaster the floor of my house, jiggers had infested my whole house and so by plastering the floor I somehow got rid or prevented the infestation of jiggers , I also bought a mattress the one I had before was worn out, and the rest of the money I used to buy a diary cow, right now it has given birth and is giving us with milk."

"I used my last transfer to buy two dairy cows worth 38000 KES I did this so that when they give birth and grow I will sell them and will help me build a house and a land to help me settle in my own homestead once and for all, the remaining money I used for my personal use and saved because I still pay rent."

"I used the last transfer to pay school fees for my daughter in college and my son and daughter in high school I did this to help them continue with their education then I bought livestock a cow and a sheep to rear, lastly I bought sand and paid the builders to plaster the floor and walls of my house I did this because jiggers were many and to prevent the infestation of jiggers plastering was the solution."

"I used my last transfer to pay fee balance for my daughter in high school we had so much arrears in the school so we decided to offset some so that she would have peace of mind while studying, I also bought a solar lamp which we pay monthly 1000 KES with an installment fee of 5000 KES, this has in turn helped us with lighting in the house. Then I thought as a woman to have independence not to always rely on my husband all the time so we decided with my husband that I start a small business and opened a small shop where I sell food stuffs, the remaining money I bought a cow for ploughing."

"I spent my first transfer to buy two cows,a mattress and bedsheets,two bags,plates and cups,and I also spent some money for treating my father inlaw who was very sick."

"I had an old thatched-roofed house, so when I received my third transfer I build a new iron roofed house and bought 2 goats and a cow with the remaining transfer."

"I spent the first transfer to buy cows as dowry payment for marrying my wife."

"We used the last transfer to buy a land in our home village in Kitale we bought a land because we dint have a place to call home we have been working for an old man in Kabondo as a maid and my husband as the gardener for 11 years now and that is where Give Directly found us and we were able to find help, we also used part of the amount to buy a diary cow to help us in future for milk and sell it during emergencies."