"The biggest difference in my daily life now is that I am very much relaxed since I paid the debts that I had.Our financially stability has now improved since the motorcycle is also earning us more income hence reducing expenditures. I also plan to save part of earnings from the motorcycle taxi busines and used to buy goats that can also be reared for sale later hence generating more income.We don't struggle a lot nowadays and I have even reduced on the burning of charcoal business and now takes care of the family something that I loved the most."

"I used KES 40000 to pay back a loan that I had taken to buy a piece of land before. The remaining amount of KES 15000 was used to buy a heifer that will also be helpful to us as a family once it starts producing milk. Had I not received money from GiveDirectly then I would have to rely on proceeds from my motorcycle business to make income and pay the loan in bits. I am so grateful to GiveDirectly for enabling me realize this dream much earlier than I had expected."

"When the program started my main goal was to buy a motorcycle to run it as business and through the help received from this program I was able to do it; my new goal is to rebuild my house in the city so that I can have a decent place to live in there."

"Before I started receiving these funds, there were days when I would have needs to meet but due to the limitation of funds, I would put on hold some of those needs and only focus on the most important ones. For instance, when I need to buy clothes and food, I will focus on purchasing food instead. Now that I have these funds, I will boost my finances after I start the poultry farming business. This will give me the means to start a saving routine towards purchasing a motorcycle of my own. Where one sells at KES 120000. I hope I will fulfill this in one year. Therefore, there is a great difference in my life now that I am receiving these funds, I am more hopeful and determined that I will meet my goals." (Occupation: Motorcycle or bicycle taxi)

"Im planning to buy motorcycle and 2bundles of zince and 2cartoons of nails and others assorted building materials."

"Two days preceding the day transfers were sent, by bad lack I got involved in a road accident as I was riding my motorcycle. When I received my transfer, I spent the whole of it on my medication. Despite the fact that I am still experiencing some pain, as a result of the transfer, I have been able to register some improvement in my life. Without the transfer, I would have not been able to buy medicine since I did not have any amount of money saved for such an emergency need." (Occupation: Motorcycle or bicycle taxi)

"I will really appreciate if I receive the transfer. Currently I live in a single house in which it is not comfortable bearing in mind that it serves both as the kitchen, sitting room and the bedroom. It has been my wish to build another structure but money is a great challenge. I am much disappointed in the sense that, in the presence of visitors I feel uncomfortable and unable to give them warm reception. Again there is no privacy of my sheet-bedroom partitioned area." (Occupation: Motorcycle or bicycle taxi)

"I currently do not have a good house at all. It's more of a temporary structure with mud walls and floors. I'm always worried whenever a rainy season is approaching like right now because of the horrendous experience I have had before. Just imagine external walls collapsing in the middle of the night during heavy rains and because of that you can't even seek shelter elsewhere! When I get this money I'll get a fully habitable shelter for my family of three; myself, my husband and my daughter.We've always meant to do this but he hasn't been able to raise the amount of money needed from his motorcycle taxi job while on the other hand I'm also a housewife. I will be very happy when I manage to put up a decent semipermanent structure that can accommodate my whole family. This will cost a little more than 100000 KES. And should I remain with some more money, I'd also like to build a pit latrine so that my family can desist from using the surrounding bushes." (Occupation: Motorcycle or bicycle taxi)

"I am a homestay mum because I do not have a job. I fully depend on my husband who works as a motorcycle rider. Due to the shortage and high prices of fuel, my husband has been unable to work for the past two weeks. Because of this, he has been struggling to meet our daily needs (food). I decided to sell a goat to get money and buy food for the family (wife and 1 child) but I was not successful. Together with my family, we slept hungry for most of the days. Upon receiving my transfer, I bought 12 packets of maize flour and some 2 Kg of sugar. The food I bought eased the tough situation I was in and I am happy that we had something to eat."

"The unstable source of income is the major challenge that I am currently facing. I rely on my motorcycle taxi for money to buy food but of late, the income that I get is not sufficient due to the rising cost of commodities." (Occupation: Motorcycle or bicycle taxi)