"I am planning to buy a cupboard and some maize which I will use to feed my family. The remaining transfers will be used to buy some goats which I will rear."

"I am planning to buy a goat, then I will buy some clothes and shoes for an orphaned child who stays with me. The remaining transfers will be used to buy sand, cement, timber, round poles, nails and iron roofing sheets which I will use to enlarge my house."

"I used my transfer to buy materials to plaster my house (40000), bought school uniforms (3000), a goat (2500), kerosene (1000) and food (4000)."

"I used my transfer for dowry payment (41500), bought two goats 5000) and food (3500)."

"My proudest achievement is having sold firewood which I collect at a nearby mountain. Over the years the proceeds from the sale of the firewood has feed and clothed my family, as a matter of fact I once bought a goat with proceeds from the sale of the said firewood."

"I spent the transfer on buying 10 bags of cement ksh 8000, sand ksh 7000, stones ksh 3000, labor ksh 3000, 2 windows ksh 6000,school fees ksh 12000 and 1 goat ksh 2500."

"My proudest achievement is having joined a table banking group. I managed to save some money with other members and eventually I bought a goat. "

"I used my transfer to pay secondary school fees for my children (30000), paid a hospital bill for my husband (10000) and bought two goats (8000)."

"The proudest achievement is that I have some goats that I have bought through the small jobs that I do."

"I bought 7 bags of cement at 5,950KES, paid 7,000KES labor charge, bought 9 sheep at 23,900KES, one goat at 3,500KES, wire mess at 2,700KES, 12 second hand iron sheets at 5,000KES then added some amount to the remaining cash and bought shoes and clothes for the family then paid school for three children."