"I used my third transfer to plaster the walls and floor of my main house and since then, I don't need to maintain the walls of the house all the time from collapsing. Initially, I used to smear the house with mud and cow dung and it was really a tedious task since getting the smearing materials was not easy-I had to walk longer distances."

"I spent part of my third transfer on buying cement and sand that I used to plaster my earthen floor. I had always longed for a cemented floor, and I was tired of repairing the floor with mud and cow dung all the time. I also paid school fees for my son in secondary school."

"I spent my third transfer on buying a cow for rearing. This acts as my asset, and we have the freedom of my family drinking milk from our own cow, we no longer have to buy milk. The remaining I spent on buying cement and sand that I used to plaster my house. I, no longer have to repair my house with mud frequently."

"I spent my third transfer on a solar panel, a television set, 15 iron sheets and a cow. I have always dreamt of living a modern life which I have eventually achieved; I can watch TV whenever I want to see what is happening around the world, I light with a solar panel as opposed to kerosine and most importantly, I will soon be moving to my home since I have the building materials ready."

"I have a daughter in secondary school, so most of my third transfer went to school fees payment for her. She is now in her second last year of secondary school. The remaining I spent on buying a cow for milking. I had been buying milk from the neighbors, so I thought of having my own cow too. The remaining I spent on food for my family consumption."

"I had started constructing a house previously but I had not completed it, so when I received my third transfer, I added it to the second and completed the house. I am now occupying it. The remaining I spent on boosting my vegetable business and also bought some two cows for rearing."

"I was able to buy a cow at 700,000 UGX, and a solar panel at 150,000 UGX, and I also purchased clothings for family worth 250,000 UGX. I also cleared my debt of 300,000 UGX and the remaining 300,000 UGX I am planning to spend it on my family emergencies and programs."

"I spent my third transfer on buying building materials that I used to build a kitchen where I can cook from. Previously I used to cook from my cow shed but now I cook from a kitchen. I also paid school fees for my grandchildren who are in school and the remaining on food."

"Am planning to spend my transfer in building a decent house for my family I will also utilize the remaining in buying a dairy cow in order to provide milk for my family."

"The achievement that I am proudest of is when I bought my first cow in 2015. I was happy because I could now get milk for my family and for sale to generate income."