"I am planning to buy a mattress, then pay a debt I owe, I had to take a loan in order to pay school fees for my daughter who is in secondary school. The second transfer I will us to pay school fees for my two children who are in college and another one in secondary school. The third transfer will be used to buy iron sheets which will be used to repair my leaking roof."

"My proudest achievement is that we have struggled to build iron roofed house since we used to stay in a grass thatched house."

"The proudest achievement is having a roof over my families head."

"My proudest achievement is that I have been able to construct my own iron roofed house. I managed to do this from my savings."

"I plan to spend the transfer to buy building materials that I will use to construct my own iron roofed house. I also plan to spend part of the transfer to buy furniture. I also plan to use the transfer to start a business."

"I am planning to buy iron sheets, timber and nails and replace my roof as it is leaking, build a toilet, buy a reinforced door as mine is unsafe, buy a few cows to rear for their milk and finally, pay school fees for my children who are in primary school."

"The achievement we are proudest of is being able to build our current small iron roof house after the one we had which was thatched roofed, burnt down."

"My proudest achievement is that I have managed to build iron roofed house. It was after saving money for years."

"My proudest achievements are that we have struggled to educate my son upto college though he has no job. Finally we have struggled to build iron roofed house because we used to have a grass thatched house."

"My proudest achievements are that we have struggled to build iron roofed house. Secondly we have worked hard and built a rental house from which we generate income."