"The biggest hardship I have faced in life is sickness, when my child was sick and underwent an operation which was expensive and this farced my father to sell the only cow he had in order to pay that bill."

"The difference in my life is that i have a chick today.i will be having a cow in the next three months."

"I am planning to buy a heifer in order to feed my family because we are now relying on our parents cow.I do not want my children to suffer anymore I want them to eat adequate and healthy food and go to school."

"I expect my life to change in the next six months since I am planning to buy a dairy cow. Owning a cow will be a great achievement in my life."

"I spent my second transfer on buying a cow at 500,000 ugx such that it can help me in the future when it calves and I am able to sell of some of its calves to solve future uncertainty. Then I also bought iron sheets at 400,000 ugx that I am going to use to roof my house such that I can survive the issue of a lacking where to sleep since the house I use is for my brother who is in Sudan. I also bought some household items that will help me to start off when I shift to my house as it gets complete. Still keeping the balance to finalize the construction work of my house. "

"I spent my second transfer for paying my sister's tuition fees 700,000Ugx, buying a cow at 400,000Ugx, 300,000Ugx I spent for treating my grand mother and the balance I used for buying household Items and general up keep."

"Receiving this money means to buy a piece land and a cow. This land i shall give to my elder son to settle and the cow will produce more calves to cater for future needs."

"Receiving this money means to buy oxen and a cow. The cow shall provide milk for my family while oxen shall be used for cultivating gardens."

"My proudest achievement is that I have been able to save through table banking from cash I get after doing casual labour in people's farm and I have been able to pay my daughter's school fees and my two dairy cows."

"My new goal is now to buy a cow for rearing. I believe having a cow I will get milk for sale and the money I receive from sale of milk I will use to buy other food and starvation will an history in my family."