"I spent my second transfer on buying 13 pieces of iron sheets 8,190 KSH, roofing nails 1,000 KSH, a door 2,700 KSH, sofa-set 3,000 KSH, mattress 3,300 KSH, a goat 2,700 KSH, solar powered lamp 9,00 KSH, a table 2500 KSH, a pair of shoes and a bag 1,800 KSH, transport 8,00 KSH, maize 8,00 KSH, business capital 10,000 KSH."

"I used my second transfer to pay college fees for my grandchild 20000 KES, shopping for school effects and her pocket money 7000 KES, 2 goats 6000 KES, a bag of maize 3000 KES, food 3800 KES and i saved 10000 KES that i will top up and use to buy a cow."

" I stay in arental house so am planning to buy building materials to build my own house and also buy a cow or goats."

"I was able to build a new house worth 40,000 KES and bought 2 goats worth 10,000 KES with my second transfer"

"My children two had fee arrears so i used 31000KES to clear their fee.I also bought four goats at 11000KES. The remaining amount i want to buy iron sheets to construct a new kitchen."

"My first transfer I payed school fees with 3000 KES, bought 2 goats with 4000KES, bought 1 sack of maize with 3200 KES and the remaining 800 I spent in the house to buy a few basic needs"

"With my second transfer I was able to buy chairs worth 20,600 KES, tranport worth 1500 KES, matress wotrh 6000 KES, school fees worth 10000 KES, 2goats worth 5000 KES, 4000 KES I spent in the house and I saved the remaining 10,000 KES"

"I spent the first transfer to buy a goat at 2,500 KES, used 2,500 KES on digging a borehole, used 2,500 KES on hospital bills for my sick wife, paid 1,500 KES school fee for my child in primary school.then used the rest on food for my family."

"When I receive the next transfer, I will save part of it to pay the whole year's school fees for my two children in secondary and use the rest to buy goats to rear in my home."

"I spend my first transfer on buying 10 cushions at 3200 KES, bought a goat at 3500 KES, bought 1 suck of maize at 3000 KES and the remaining 300 KES on food"