"My life is different than it would have been if i never received the transfer, i now have land to cultivate and my cow. Am happy, i cry no more but before i got money i used to work in people's gardens and they called me all names which made me cry some days. Am happy for this finacial support."

"I want to build for my poultry a house to keep them safe from wild animals. I also desire to buy cows for rearing and some to help me in cultivation."

"I spent the larger part of my third transfer on buying two she - cows an ox for milk and for cultivating my farm respectively. I also bought food for my family's consumption."

"I spent my third transfer on buying two she - cows unfortunately one died with the remaining one its almost reproducing which makes me hopeful of increasing my herd of livestock and also getting milk from it to sell and feed my family with it too . I also bought a sofa seat and a bag of maize for my family's consumption."

"I spent most of the third transfer to pay school fee arrears for my child who is in secondary school after she was sent home. The remaining balance l spent to buy dairy cow for my future use, since l will not be spending money to buy milk."

"I spent most of the third transfer to buy two dairy cow for my future use, this is where by l will be milking the cow and selling the milk to the villagers and getting in come. The remaining balance l spent to buy one bag of my maize."

"I spent most of the third transfer to buy dairy cow for my future use where by l will no longer spent money to buy milk from my neighbors. The remaining balance l spent to start small scale business, this has really improve my standard of living l no long go without food as compared to before."

"In the next six months I expect to be living in the new house.I also expect to have bought a cow and be doing better in farming."

"To buy two cows to cultivate land for people and be able to save school fees for my children."

"In the next six months, I expect my savings in the Mshwari account to have accumulated enough to acquire me at least a cow."