"I recently joined a chama group to save a portion of my monthly $15 transfer with the goal of investing in livestock farming. I've always dreamed of owning cattle, but they are quite costly to acquire. My plan is to start by purchasing goats. As they multiply, I will sell their offspring to eventually buy a cow. I'm keen on investing in cows because they provide milk, which I can sell to support my family financially. With children in school, there might be unexpected financial challenges like paying fees, but if necessary, I can sell some of the livestock to address those needs."

"My current house is old and bound to collapse at any time and this has been making me very sad. My wish has always been to provide my family with a better and safe house where they can sleep comfortably. To achieve this, I decided to use a portion of my monthly transfers to buy building materials, pay for labor to build a house, and ensure that the construction progresses without stalling. This way, there was some improvement in the building process every month. My hope is to have the house completed by September of this year. To reach this goal, my plan is to continue using my transfers from GiveDirectly to purchase the necessary materials, cover labor costs, and have the house completed so that we can finally move in. Once the house is complete, I intend to redirect the transfers that I was using for construction towards buying goats. I hope that these goats will multiply and increase in value, allowing me to trade some for cows in the future. These cows will serve as a form of savings, enabling me to sell them later to support my family and cover my children's education."

"I am currently working on an unfinished project to build a rental house in a neighboring region a few kilometers from where I live. Before GiveDirectly came into my life, I had already started this project but got stuck due to being jobless. I relied on support from my son and the sale of some of my cows to fund the construction, but it wasn't enough to complete the house. With GiveDirectly's help, I have been using $30 every month from the monthly support to buy bags of cement. My goal is to complete this house by the end of the year, and I am confident it will soon be achievable. Once the building is finished, I will earn monthly rent from tenants, providing me with a stable source of income and easing the burden of supporting my family. Additionally, I used $12 to buy food for my family, which has sustained us for a while now. I am grateful to have something to put in our stomachs, as it has relieved a significant amount of stress. "

"I aim to invest in goats as part of my strategy to diversify beyond poultry farming. Currently, I have around fifty broiler chickens, which I plan to expand and sell when needed. My goal is to acquire approximately ten goats, which I believe will multiply and provide an opportunity to eventually exchange them for cows. Additionally, I want to build a three-room house to replace my current mud house and improve the living conditions for my three children. I am also engaged in selling milk and will work diligently to achieve these goals and provide a better life for my family."

"Since I have a really particular place in my heart for livestock farming, I have always dreamed of being one. Growing older has made me realize that I won't be able to support myself just through hard labor, so I need to make sure I have a steady source of income, especially when this program ends. My plan for this year and beyond is to keep buying goats with the transfers I receive from GiveDirectly in the hopes that their number and value will grow over time. These goats will be traded for female cows, which will be essential to my dream of being a farmer. I already have a bull that I acquired from trading my goats, so getting a female cow will enable them to breed and grow in number.This growth will not only create a valuable asset for me but also provide me with financial security for the future. In addition to the financial benefits, having a female cow will also provide milk for my household, enhancing our diet with fresh, nutritious dairy. This is particularly important for my health and well-being as I age. I am committed to nurturing this dream and working towards a sustainable livelihood that will support me in my later years. With dedication and careful planning, I believe I can create a thriving livestock farm that will serve as a dependable source of income and nourishment for years to come."

"My house was blown away by strong winds that encountered our region, leaving me homeless and inneed of a new house. Currently we are living in a makeshift shelter which is not quite good for my family. I therefore have a plan of acquiring building materials to construct a new two-room house for my family. For me to achieve this, I plan to use a portion of the transfers I receive from GiveDirectly to gradually buy the necessary building materials and eventually build a new home for my family. In addition to this, I aim to acquire a substantial number of livestock, starting with chickens and goats. I hope that the chickens will multiply, allowing me to buy more goats. As the goats increase in number, I plan to trade them for a cow, which I also hope will multiply so that I can eventually sell some of these animals to help fund my children's education in the future. I believe that with the strategic use of these transfers, I can achieve my dream of having a stable home and livestock, which will serve as valuable assets, especially when this program comes to an end."

"With the roof of my house repaired, I am now focused on securing my financial sustainability, especially for the future when this program comes to an end. I have been saving my previous transfers from GiveDirectly in our local savings group, and my plan is to continue saving a portion of my future transfers so that when they mature, I can use the funds to buy goats. I am hopeful that these goats will multiply and increase in number and value, allowing me to trade them for cows in the future. I believe that the cows will also multiply and provide a substantial source of income to help address any challenges my family may face. Being a livestock farmer has always been my dream, as I believe livestock can be a significant source of wealth that will support my family when we encounter needs that require a considerable amount of money."

"I am glad that through GiveDirectly transfers, I have managed to buy five goats so far. This is a significant achievement in my life. I depend on burning and selling charcoal to raise income to support my children. Since my spouse also does not have a reliable income, I have to struggle hard to make ends meet. These transfers have relieved me from the financial burden of providing for my family's basic needs, allowing me to focus on long-term goals. Given that the transfers have a specific timeframe and will eventually come to an end, I decided to invest in livestock, specifically goat rearing. In the coming year and beyond, I plan to continue using my transfers to invest in goats, as this is my future financial investment. Since goats multiply quickly, I intend to sell some once I obtain a good number and use the proceeds to buy a cow. I want to buy cows for milk production because they will provide milk for both domestic and commercial use, and their waste can be used as fertilizer. This diversified investment strategy will help ensure a stable and sustainable income for my family in the future."

"My accomplishment in the coming year is to invest heavily in purchasing goats. Goats are cheaper and easier to rear, especially during harsh climatic conditions. Unlike cows, goats can easily survive these harsh conditions. As I purchase more goats, I am optimistic they will multiply, thereby increasing my initial investment. This is a good way to help me become financially independent even after the expiry of the cash transfer support. I am very happy and appreciative of the financial support, which has elevated my life status and made me self-dependent."

"Givedirectly has made me dream beyond what my earnings from my nanny job would allow me to. I have joined two savings group, one to allow me access to small loans where I save $5 and another one for big projects which does annual distribution of our savings to us members where I save $10. I want to use the proceeds of the savings group to which we save $10 to buy goats and cows which for me will create a great source of alternate income for my family and I."