"In Kalenjin culture, owning a cow is a sign of wealth since one can sell, pay dowry, or provide milk both for the household and for sale. As a family, we did not have a cow, and we used to purchase 1 liter of milk daily for $0.6 to use in the household. This was financially draining given that the family of four depends on my husband, who works at a factory, to earn only $60 monthly, which all caters to food for the household and therefore leaves no surplus. Therefore, when I received the transfers, I spent $280 on purchasing a dairy cow to provide food and income for my family through the sales. In addition, I spent $90 on putting up windows and a door to my two-room house that I had constructed before and an additional $60 on two chairs for the new house. For the rest of the transfers, I purchased food for the household."

"As a man of the house, I have to provide fully for my family, and we should acknowledge that without finances, nothing can move forward. To fulfill this, I spent $300 of the transfers on purchasing a second-hand motorcycle so as to venture into the motorcycle taxi business to earn income for my family of four as well as transport feed for the dairy cow that I rear. In addition, I purchased chicken for $150 for my wife, Janet, to also get some income to run her errands as well as assist in feeding the family. For the rest of the transfers, I constructed a poultry house and serviced the motorcycle. I am now happy that the family's income will double up and be constant, unlike the previous crop farming that we used to depend on but failed terribly due to the invasion of pests and disease, thus running into losses."

"Since my birth, I have relied on a traditional kerosene lamp to illuminate my home. Unfortunately, the smoke emitted from this lamp has negatively impacted my health and eyesight over the years. Presently, I suffer from short-sightedness, making it extremely difficult for me to see at night. However, upon receiving my May transfers, I made the decision to invest in a solar bulb for my household. This new acquisition not only powers my home but also ensures clear visibility during nighttime. To obtain the solar bulb, I opted for a hire purchase plan. I made an initial deposit of $23 and will continue paying monthly installments until the payment is complete. Furthermore, I allocated $6 from my funds to purchase two hens. I have plans to expand my poultry stock by purchasing more hens. Through their reproduction, I aim to increase their numbers, allowing me to sell some in the market. With the proceeds from these sales, I intend to acquire goats. Eventually, as my goat herd grows, I will be able to purchase dairy cows. The milk generated by these cows can be sold, providing a stable income to meet my various needs. Lastly, I made sure to set aside funds for sustenance by purchasing three packets of maize flour. Previously, I struggled to afford food due to limited income from occasional jobs. However, thanks to the money from the transfers, I no longer go to bed hungry. I am grateful for this opportunity to have food on my plate and fulfill a basic necessity of life"

"We want to have a cow which brings more milk so that it can help us to pay school fees for our children and buying other things that we need at home"

"i plan to get a land and extend the one i have. i bought a cow of 300000frw and i beleieve the re selling value will be 500000frw and then i can get a land from that money."

"Getting this cash transfer means a lot to me that I will be able to acquire a large piece of Land that is in a safe place without landslides, like in Mabale centre at $805.88, two cows at $537.25 for milk production and I also believe that these two cows will multiply into more cows. for development. The remaining cash transfer I will use it to pay school fees for my two school going children in Ifapa parish."

"I plan to buy a cow at $134.31 whose cow dung I will be able to use for manure for my garden. I will also acquire land for staying at $ 537.25 because where I am the place is affected by water from the most top hill causing fear in us."

"In the Kalenjin culture, owning a cow is a sign of wealth, as the family benefits both financially from the milk production and from the sales of the animals. As a result, I spent $220 on purchasing a cow that is about to give birth, as I currently have none after selling them all to cater for school fees for my children. In addition to this, I also paid $200 in school fees for my children in grades 10 and 11, respectively. I am now relieved that the arrears for this year have been cleared, and now I can concentrate on other family errands. Consequently, I used the rest of the transfers to purchase a bag of maize and clothing for my family of 5. I am happy to save the profits I earn from the grocery business I run so as to cater for next year's school fees for my children."

"My wife died three years ago. Since then I have been living with my daughter who separated with her husband . I live in a one room house and my daughter seek for a shelter from neighbors. I don't feel happy for her seeking for shelter from outside. I work as a casual labor making charcoal for sale and in a month I earn approximately$15 which catees for food only. I lack the capacity to build a spacious house to accommodate my family. I will use $600 to build a two room house so that my daughter can stop seeking for shelter. I will also use $400 two buy two cows for agricultural purposes. This will help me get enough food during rains season."

"i plan to use that garden and the output will bring me a great income which will contribute to my development by buying a cow."