"My proudest achievement is that I have been able to work hard bought a bull. This was after saving money which I got from selling my goats."

"I am planning to build another house because this one is very small.I am also planning to buy some goats because they are capable of giving birth twice a year hence I can sell the young ones to raise school fees."

"I spent my token payment on buying a 210 ml water super drum and a goat. I paid 2,000KES for my group loan table banking and 2,000KES, for my child school fees."

"I spent my token payment on buying a sofa set and one goat. I spent the remaining on buying food."

"I am proudest of owning goats.This is because I can sell some in future inorder to raise school fees."

"My proudest achievement is having worked as a fisherman for four years and after saving my wages I have been able to buy three goats."

"I am planning to buy materials which will be used to build a better house for my family and buy some livestock like cows, goats and sheep. I also intend to revive my former business, I used to buy fish from the lake at wholesale prices and later retail the fish at our local market, but my business failed, I therefore intend to use part of the transfers as capital in order to revive the business."

"My proudest achievement is having saved my earnings from my small business. I sell fish at our local market and I managed to save most of my profits and eventually managed to buy a goat which I hope will give birth to even more goats."

"We are planning to build a better house for our family,to do this we will need to buy cement, sand, timber, nails and also pay workers who will build the house, in addition I will buy a few goats."

"I would say,owning a dairy goat is the proudest thing I can talk of because a goat is the only animal that require few resources to feed and house."