"I want to buy goats, I have a number of chicken and goats which I rear but I want to buy more goats. Goats are much more resilient that even chicken. I want my goats to procreate and multiply so I can sell and get money to educate my children. I have two children who soon will be going to school and I feel the need to be prepared for when they begin school. I also want to put up a grocery shop where I will sell vegetables and get an income as now we depend fully on my husband who is a motorcycle rider."

"I have a family of four and I live at my mother In-laws house. I did not get a house when I got married to my husband and that meant I needed think about building my own house. In April I spent $16 to buy roofing sheets each at $8 I also bought some iron sheets in May at $10 a sheet. I also bought tree posts that will be used for constructing also. I have a school going child who depends on me to facilitate their schooling, I paid $4 school fees in may and the same amount in May too. I also bought some clothes for my child and myself at $10. I also had a sickly mother who I spent $10 to help seek treatment as well as gave her $5 for her to buy what she needed as she was in the hospital. The money also helped me buy food in April at $15 and in March $4. I also contributed to my local savings group at $10 in May and bought a chicken at $4 in April."

"I have a family of four and we all live in a one room house. I do family and my husband is a driver. He does casual job because he has no permanent vehicle. He earns approximately $100 per month which caters for food. The piece of land I am living has a debt of $300 that is overdue. I will use $300 to clear the debt and also build a two room house at $700. Currently I can not have visitors since I lack a house to accommodate them. I will also use $30 to start rearing chicken for business."

"My creditors were on my neck since I had an outstanding debt of KES 10,000 by the time that I received my first transfer. With it, I was able to use KES 8000 to pay my debtor. After prioritizing this, I spent KES 6,000 to purchase a sack of maize for our consumption and used KES 500 to transport it home. In addition, I bought two chickens at 700 for rearing, used KES 500 to buy millet seeds for planting, and spent the remaining amount on other food items."

"I want to utilize the following transfer to fix a door to my house for security reasons now that I have finished restoring my collapsed house, which was a huge issue. I will then be relieved to focus on establishing a goat and chicken-rearing business. I regard these endeavors as potential sources of money because I do not have anybody else to rely on for support. I may raise money by selling the cattle as they grow and use the proceeds to cater to my multiple needs and expenses, mainly food. I will have a more reliable source of income and financial freedom thanks to this project."

"This chicken project is the big picture project for me. I own over 70 chicken and these are in good health due to the way we feed them and make sure they have medicine whenever need arises. I do not want to start on another project before this actually starts to bring in a profit. My aim is to continue investing in this chicken business until it can stand on its own then maybe do other things after. I want the earnings to help me take care of my children in terms of food and education. My wife's business is also doing well and I hope it grows furteher."

"As I said I could no longer continue with my charcoal business after getting a diagnosis from a doctor as I had been sick for quite some time. I now fully depend on my husband's income as a photographer as a way of taking care of my basic needs. As I said I also have three school going children and their getting a decent education is key for me. My plan is to use this transfers to ensure they get through school. I also want to buy a couple more goats and maybe chicken that I can rear."

"As I said earlier I am a mother of 3 going children with a very limited income. I would love for my children to pursue an education which I never had a chance to do. As you hear I am struggling to even converse in Kiswahili. I want my children to have better opportunities than I did. I plan to continue to use my transfers to educate them while still building a flock of chicken which will act as an emergency fund in future."

"My husband and I do not have a reliable source of income to fully support our family, and I have always wished to have a project or any reliable source of income. Therefore, my main goal is to have a chicken-rearing project. I had already bought around four chicks to start off, and I plan to buy more egg-laying chicken every month I get my transfers bearing in mind that they would lay eggs, multiply and eventually have a market for both."

"My goal was to be one of the greatest livestock rearers in the area. After reflecting on the situation at my home, I wanted to start a project that would help generate income for my family so that they would no longer experience the financial challenges and they had before. I had so far started buying livestock (chicken and goats) with part of my previous transfers, and my focus is to continue saving on most months as I also buy the livestock on some of the months."