"My life is different because I bought more stock for my retail kiosk, and from which profit I have managed to meet the needs of my family more easily (including food and children’s education). I also managed to construct a kitchen much sooner than I would have done had it not been for the transfers. Thank you."

"Being able to send my children to school with fully paid school fees is the biggest difference in my life. My children's education was on and off because they were always being sent home for school fees however that changed with the availability of transfers."

"The difference in my life is that I can comfortably pay for my grandchildren's education without having to borrow from people."

"The biggest hardship that I face in my life is that my husband's parents died long time ago and he did not manage to get proper education hence we are left to do casual jobs which at times do not pay well to enable us afford basic things like food for our family on a daily basis."

"I spent my third transfer on paying my children school fees, that is both college and secondary school fees because its through education that they will have a better future."

"I spent the third transfer paying school for my college education, reduce the fee arrears that I had before. I also bought household items that I didn't have before and what remain I spent on food."

"I got my second transfer when I hardly had even a cow in my compound and therefore I bought a cow with half of it then enrolled my 2 children in a college. I am glad that they are no longer staying at home while others are learning. I also anticipate that the cow will procreate and and increase my wealth stock to make education of my children sustainable."

"I spent my second transfer on enrolling my child to a high school and I am happy to see her go to school as she quench the hunger of education. I bought a steel door and two steel windows hence the security of my properties are enhanced . I bought six goats and some building materials such as 20 pieces of iron sheets. I also bought one bag of maize."

"Receiving this money will enable me start a business of selling maize for sustainability. I will also save the money for my child's future education."

"My biggest hardship is in finding means to support my family being a single parent. It is not easy to provide food and education needs for the family because I have no reliable income."