"I would like to use part of the transfer to build a pit latrine since we do not have any latrine . Secondly l would wish to use part of the money to pay school fees for my daughter who is in college and my daughter who is joining form one next year. Final" (Country: Kenya)

"I would like to use part of the transfer to build iron roofed house because we do not have a house. Finally l would wish to open up a business to generate income to support my family." (Country: Kenya)

"I plan to build a new house, buy furniture and buy cattle" (Country: Kenya)

"I plan to build a new house, household items that I lack, pay school and the remainder to invest in some small fish business." (Country: Kenya)

"We plan to plaster our house, the walls and floor, buy cereals in bulk like maize and beans, we also plan to start a small business." (Country: Kenya)

"I am planning to spend my transfer on building a house and we will also pay school fees for our children." (Country: Kenya)

"I am planning to spend my transfer on buying furniture, beddings, to expand the house by building a bigger one, to pay school fees for my children and also to pay dowry for my wife. I also planning to start a business of selling fish and domestic animals" (Country: Kenya)

"We are planning to spend our transfer on payment of dowry for myself and to build a home." (Country: Kenya)

"I am planning to spend my transfer on buying a cow and plough that I can use in farming. I will also spend my transfer in renovating my house using cement and pay school fees for my children. I will also use the remaining transfer in buying school uniform" (Country: Kenya)

"I am planning to spend my transfer of paying school fees for my children, I will renovated my house and also spend part of it in increasing stock in my small business. I will also spend part of the transfer in building a kitchen and to buy a goat." (Country: Kenya)