"I have planned to build a house for myself since I am living at my mothers house" (Country: Kenya)

"We have planned to build a house" (Country: Kenya)

"My spouse and I are planning to buy oxen for ploughing, take my spouse to hospital for an operation, pay school fees for my children and hopefully we can repair our house." (Country: Kenya)

"My spouse and I are planning to build our own homestead and pay my dowry with the funds." (Country: Kenya)

"I am planning to pay school fees for my child who is joining form one, repair my house and buy a water tank if there is some cash remaining." (Country: Kenya)

"My spouse and I are planning to build a toilet, an external kitchen and build my son a house. This is because he has no house and yet he has a family." (Country: Kenya)

"We are planning to spend the transfer on purchasing land and part of it we will use to expand our business. We also plan to build a house for our family." (Country: Kenya)

"I'm planning to spend my transfer on school fees because I have two daughters who are in secondary school." (Country: Kenya)

"I am planning to spend my transfer in buying a piece of land, I will start a small business and also use part of it to pay dowry. I will also pay a loan that I owe our village lending and saving group." (Country: Kenya)

"I would like to use part of the transfer to buy ploughing machine for tilling our farm. Secondly l would wish to build a pit latrine brought down by wind. I would also like to pay school fees for my son who is joining form one next year. Finally l would l" (Country: Kenya)