"I plan to use the transfer to pay school fees for my children in high school. I also plan to rent land which I will use for agricultural purposes to increase the harvest." (Country: Kenya)

"I plan to use the transfer to expand my business. I also plan to use part of the transfer to pay school fees." (Country: Kenya)

"We plan to spend the transfer money to pay school fees for my three children in high school." (Country: Kenya)

"I plan to use the transfer to build a bigger house. I also plan to use the transfer to buy furniture. I also plan to use part of the transfer to pay school fees for my grandchild." (Country: Kenya)

"I plan to use the transfer to buy oxen plough that would help us during ploughing. I also plan to plaster my house and buy furniture. I also plan to use the remaining balance to start a small business." (Country: Kenya)

"I plan to use the transfer to construct a bigger house for the family. I also plan spend part of the money to buy furniture. I also plan to use part of it to pay dowry." (Country: Kenya)

"We plan to use the transfer to cater for medical bill of our son who is required to go for an operation on his testicles. We plan to use part of the transfer to pay dowry. We also plan to construct a bigger house." (Country: Kenya)

"I plan to spend the transfer money to buy building materials which I will use to construct a bigger house. I also plan to spend some of the money to buy furniture. I also plan to use the remaining balance to boost my business." (Country: Kenya)

"I am planning to spend the transfer to build my own pit latrine and pay my children's secondary school fee." (Country: Kenya)

"I am planning to purchase land for dwelling. I am a widow and I face constant conflict with other family members due to land issues." (Country: Kenya)