"I am planning to spend my transfer on buying a piece of land since I own a very small piece of land and two bulls for ploughing." (Country: Kenya)

"I am planning to use the transfer to cement my house so that it looks beautiful and buy fishing materials being that I am a fisherman." (Country: Kenya)

"We would like to buy a piece of land because we would like to build our own house there so that we cease paying rent." (Country: Kenya)

"We are planning to re-design our house by first,expanding then ensuring that it is well plastered because we want it to look decent. We are also planning to buy an ox-plough that will aid in cultivation so that we refrain from hiring one from our fellow farmers since it's costly." (Country: Kenya)

"I am planning to pay dowry inorder to legalize our marriage. I would also like to establish my home because I want to move out of my father's compound." (Country: Kenya)

"We were planning to spend three quarters of the transfer on school fees since that is our major concern. We were also planning to boost our quarry business because it is the main economic activity in this are and we heavily depend on it." (Country: Kenya)

"First, we were planning to expand our house by adding some more rooms so that it can accommodate our expanding family. We were also planning to set up a business,particularly a shop, because it is something that will generate some income for us. Lastly, we were planning to purchase some household that we lack in the house." (Country: Kenya)

"I would like to build a new house,this is because this one is old since most of it's walls are broken down and the roof is also worn out. I would also like to build a small kitchen inorder to avoid cooking in the main house. I also don't have a toilet, hence I would like to build one that can serve my family." (Country: Kenya)

"First,I would like to build a pit latrine since I don't have one,I have been using my neighbour's latrine for quite sometime but now I feel I should own one that will serve my family. Secondly, I would like to plaster my house because I want to prevent dust-born diseases. Lastly,I would like to spend the rest on school fees since I have a daughter in secondary school and another one in college." (Country: Kenya)

"I am planning to build a bigger house that can comfortably accommodate my family, buy fishing materials and pay my children's school fee." (Country: Kenya)