"I am planning to spend my transfer on starting a business of selling kerosene in small quantities, I will also spend part of it in building a house and to pay school fees for my children." (Country: Kenya)

"I am planning to spend my transfer on cementing the floor of my house, I will build a kitchen for the family, I will also pay school fees for my children and part of it we will start a small business of selling fish." (Country: Kenya)

"I have planned to build a house and set up a business." (Country: Kenya)

"I have planned to buy livestock and farming tools" (Country: Kenya)

"I have planned to build household items and then we will go to pay my dowry." (Country: Kenya)

"I have planned to take my children to school" (Country: Kenya)

"I have planned to first rebuild my house" (Country: Kenya)

"I am planning to build a larger house and dig a pit latrine." (Country: Kenya)

"We are planning to repair our house, buy chairs, a table, pay school fees and buy an ox which will be used for farming." (Country: Kenya)

"I plan to spend the transfer on my daughter's school fee, cement the walls of my house so that I don't do repairs frequently because I am frail and old. I will then use the remaining amount on food." (Country: Kenya)