"I am planning to take my daughter to college, pay school fees for my son and enlarge my house." (Country: Kenya)

"I would like to use part of the transfer to do dairy farming. Secondly l would wish to expand my house because it is small and can not comfortably accommodate my family. Finally l would like to buy fishing equipment to generate income to support my family." (Country: Kenya)

"I would like to use part of the transfer to expand my farming activities. Secondly l would wish to open up a business to generate income to support my family. Finally l would like to pay school fees for my children." (Country: Kenya)

"I would like to use part of the transfer to pay school fees for my child who is to join college. Secondly l would wish to expand my house because my house is very small and can not accommodate my family. Finally l would like to open up a business to generate income to sustain my family." (Country: Kenya)

"I would like to use part of the transfer to open up a business to generate income to support my family. Secondly l would wish to buy cows to act as security incase of any emergency. Finally l would like to buy household items for my house." (Country: Kenya)

"I would like to use part of the transfer to do poultry farming to generate income to sustain my family. Secondly l would wish to expand my house because it is small and can not accommodate my family. Finally l would like to pay school fees for my children who are soon joining high schools." (Country: Kenya)

"I am planning to build a toilet with the first transfer. The other transfers we will use to buy household items, build my children a small bedroom and plaster my house." (Country: Kenya)

"The biggest hardship I have is lack of a steady source of income and insufficient food for my family." (Country: Kenya)

"I am planning to build an external kitchen, buy some livestock and build a toilet." (Country: Kenya)

"I am planning to pay school fees for my children and start a small business, since the one I had collapsed." (Country: Kenya)