"I am planning to pay school fees for my children who are in primary school, buy iron sheets and enlarge my house. I will also use part of the transfers to buy farm inputs like seeds and fertilizer for my farm." (Country: Kenya)

"I am planning to spend my transfer on going back to our home and build our own house so that we can stop renting a house at the market centre, I will buy two cows that we will use in paying for my dowry and the remaining amount I will spend in buying two bulls that we will use in ploughing our farm." (Country: Kenya)

"I am planning to spend my transfer on renovating my house by buying ten bags of cement that will be used to plaster it, I will buy wire mesh that I will use to fence my home so that it can prevent trespassing, I will use part of it to pay school fees for my three children who are in Nanga secondary school and the remaining amount I will use to buy a dairy cow that I can keep for milk." (Country: Kenya)

"I am planning to spend my transfer on paying school fees for our children, one is in primary school, the other is in secondary school and the first born has finished secondary school and hopefully will be joining college if we get the cash. I will use part of the transfer on buying some bags of cement and sand that will be used to finish repairing my house." (Country: Kenya)

"I am planning to spend my transfer on buying a generator that we can use to pump water that will be used in irrigating our farm as our land becomes very dry during dry seasons, I will use part of the transfer on renovating our house by buying bags of cement so that we can plaster our floor as the dust from our house currently is affecting my chest, I have chest problem and I haven't had cash to go to hospital for check up so I will use part of the transfer to pay for any medical bill that may arise if I go for check up and the remaining amount I will use to pay school fees for our four children who are in an academy in Kodula so that they are not sent home for fees." (Country: Kenya)

"I hired land for maize and sorghum farming at 5,000 KES, paid 3,500 KES debt and spent the rest on food." (Country: Kenya)

"I bought iron sheets at 8,680 KES and nails at 1,500 KES." (Country: Kenya)

"I bought a mattress at 4,200 KES, sufurias at 1,200 KES, table clothes at 2,400 KES and gave 1,500 to my husband." (Country: Kenya)

"I purchased a number of items: school uniforms at 1,350 KES, furniture at 4,500 KES, a sack of maize at 2,500 KES and spent the remaining amount on food." (Country: Kenya)

"I paid 5,000 KES school fees and bought a chair at 4,300 KES." (Country: Kenya)