"I am planning to spend my transfer in purchasing a cow that I can use to plough my farm. I plan to pay school fees for my child using the remainder." (Country: Kenya)

"I plan to spend my transfer in building a house. I also plan to spend it in paying school fees for my first born son." (Country: Kenya)

"I plan to spend my transfer on building a good house, I plan to buy furniture and mattress. I plan also to buy a cow and pay school fees for my children." (Country: Kenya)

"I plan to spend my transfer in paying school fees for my children and also in building a house." (Country: Kenya)

"I am planning to spend my transfer in building a a new house and also to buy furniture for the house. I also plan to pay school fees for my children using the transfer." (Country: Kenya)

"I plan to spend my transfer in buying household items including new furniture, mattress and I also plan to buy iron sheets for roofing my house together with windows. I plan to pay school fees for my children with the transfer." (Country: Kenya)

"I plan to spend the transfer building a house and buying a solar panel with a battery for charging my phone and in lighting my house. I also plan to start a business for myself and my wife. I intend to buy and sell clothes and also buy dairy cattle which" (Country: Kenya)

"House maid" (Country: Kenya)

"We are planning to buy some cows and also to equip our house with some households." (Country: Kenya)

"Use this money to pay school fees for our daughter who should be joining form 3 next (2016) year at Kosele mixed secondary school." (Country: Kenya)